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Coast Hills

Deposit Dividends

Make the most of your money


Saving for a rainy day is more than a simple saying. It’s the smart way to secure your financial future. We’ll make it worth your while with dividends that will help you build your nest egg.

Dividends effective July 9, 2018


   Basic Shares, EDGE, Business Shares, Teen Scene, Sammy Savers Accounts

Basic Shares, EDGE, Business Shares, Teen Scene, Sammy Savers Accounts
(min. deposit $5.00)
APY RATE
$5.00 and above 0.05% 0.05%

   Special Shares, Trust, Holiday, IRA & Roth IRA Accounts

Special Shares, Trust, Holiday, IRA & Roth IRA Accounts APY RATE

0.05% 0.05%

   Freedom Plus Checking Account1,2

Freedom Plus Checking Account
(eligibility required)1,2
APY RATE
Up to $25,000 1.26% 1.25%
Above $25,000 0.10% 0.10%

   Super Checking Account1,2

Super Checking Account
(eligibility required)1,2
APY RATE
Up to $25,000 1.26% 1.25%
Above $25,000 0.10% 0.10%

   Preferred Plus Business Checking

Preferred Plus Business Checking
(min. opening deposit $100)
APY RATE
$2,500 to $9,999 0.20% 0.20%
$10,000 to $49,999 0.35% 0.35%
$50,000 and above 0.65% 0.65%

   Money Market Account

Money Market Account
(min. opening deposit $5,000)
APY RATE
$5,000 to $49,999 0.10% 0.10%
$50,000 and above 0.19% 0.19%

   Health Savings Accounts

Health Savings Accounts APY RATE

1.00% 1.00%

   Share and IRA Certificate Accounts3,4,5

Share and IRA Certificate Accounts3,4,5 TERM APY RATE
$500 to $49,999 3-5 months 0.10% 0.10%
  6-11 months 0.25%  0.25%
  12-23 months 0.50% 0.50%
  24-35 months 0.80% 0.80%
  36-47 months 0.85% 0.85%
  48-59 months 0.90% 0.90%
  60-83 months 0.95% 0.95%
  84 months 1.06% 1.05%
$50,000+ (Mini-Jumbo) 3-5 months 0.10% 0.10%
  6-11 months 0.25% 0.25%
  12-23 months 0.50% 0.50%
  24-35 months 0.80% 0.80%
  36-47 months 0.85% 0.85%
  48-59 months 0.90% 0.90%
  60-83 months 0.95% 0.95%
  84 months 1.06% 1.05%
$100,000+ (Jumbo) 3-5 months 0.20% 0.20%
  6-11 months 0.40% 0.40%
  12-23 months 1.06% 1.05%
  24-35 months 1.26% 1.25%
  36-47 months 1.46% 1.45%
  48-59 months 1.51% 1.50%
  60-83 months 1.76% 1.75%
  84 months 2.02% 2.00%

Relationship Rewards


   Awesome Members
Share and IRA Certificate Accounts3,4,5

Awesome Members
Share and IRA Certificate Accounts3,4,5
TERM APY RATE
$500 to $49,999 3-5 months 0.35% 0.35%
  6-11 months 0.50%  0.50%
  12-23 months 0.75% 0.75%
  24-35 months 1.06% 1.05%
  36-47 months 1.11% 1.10%
  48-59 months 1.16% 1.15%
  60-83 months 1.21% 1.20%
  84 months 1.31% 1.30%
$50,000+ (Mini-Jumbo) 3-5 months 0.35% 0.35%
  6-11 months 0.50% 0.50%
  12-23 months 0.75% 0.75%
  24-35 months 1.06% 1.05%
  36-47 months 1.11% 1.10%
  48-59 months 1.16% 1.15%
  60-83 months 1.21% 1.20%
  84 months 1.31% 1.30%
$100,000+ (Jumbo) 3-5 months 0.45% 0.45%
  6-11 months 0.65% 0.65%
  12-23 months 1.31% 1.30%
  24-35 months 1.51% 1.50%
  36-47 months 1.71% 1.70%
  48-59 months 1.76% 1.75%
  60-83 months 2.02% 2.00%
  84 months 2.27% 2.25%

   Elite Members
Share and IRA Certificate Accounts3,4,5

Elite Members
Share and IRA Certificate Accounts3,4,5
TERM APY RATE
$500 to $49,999 3-5 months 0.20% 0.20%
  6-11 months 0.35% 0.35%
  12-23 months 0.60% 0.60%
  24-35 months 0.90% 0.90%
  36-47 months 0.95% 0.95%
  48-59 months 1.00% 1.00%
  60-83 months 1.06% 1.05%
  84 months 1.16% 1.15%
$50,000+ (Mini-Jumbo) 3-5 months 0.20% 0.20%
  6-11 months 0.35% 0.35%
  12-23 months 0.60% 0.60%
  24-35 months 0.90% 0.90%
  36-47 months 0.95% 0.95%
  48-59 months 1.00% 1.00%
  60-83 months 1.06% 1.05%
  84 months 1.16% 1.15%
$100,000+ (Jumbo) 3-5 months 0.30% 0.30%
  6-11 months 0.50% 0.50%
  12-23 months 1.16% 1.15%
  24-35 months 1.36% 1.35%
  36-47 months 1.56% 1.55%
  48-59 months 1.61% 1.60%
  60-83 months 1.87% 1.85%
  84 months 2.12% 2.10%
APY's and Dividend Rates effective 7/9/2018. For members only. APY calculation assumes no withdrawal of dividend. Dividends earned on daily balance. Dividend rates subject to change. Fees may reduce earnings.
The Annual Percentage & Yield Dividend Rate Sheet are supplements to the Account Information Disclosure & Funds Availability Notice & Fee Schedule.
Annual Percentage Yield (APY) and Dividend Rate changes are within Credit Union discretion.
1High dividend of 1.26% APY will be paid on qualifying balances up to and including $25,000. Base dividend of 0.10% APY will be paid on balances that do not qualify for high dividend, and for all qualifying balances over $25,000. For eligibility details, please speak with a Member Services Officer or visit us at www.coasthills.coop
2Criteria required each month to receive high dividend APY: receive a minimum of one direct deposit of at least $100 to the checking account, or complete a check or cash deposit of at least $500 each month, perform a minimum of 10 debit card transactions (ATM and BillPay transactions not included), sign up to receive eStatements only, and maintain a valid email address on file with CoastHills. Minimum balance to open is $50. There are no minimum daily balance requirements. 
3Add-on feature available at anytime, as long as the total of the deposits does not exceed the original opening deposit. A penalty may be imposed for early withdrawal.
4Effective December 19, 2017: During the term of the certificate, new certificates with terms of 12 months or more have a dividend rate bump option that allows one dividend adjustment to the dividend rate of a certificate of the same term.
5Relationship Rewards bonus available for new non-promotional certificates. Awesome members receive 0.25 APY bonus, Elite members receive 0.10 APY bonus. Speak to a Member Services Officer for Relationship Rewards eligibility.