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Coast Hills

Deposit Rates

Make the most of your money


Saving for a rainy day is more than a simple saying. It’s the smart way to secure your financial future. We’ll make it worth your while with dividends that will help you build your nest egg.

Effective Date: February 16, 2021
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   Basic Shares, Business Shares, Teen Scene, Sammy Savers Accounts

Basic Shares, Business Shares, Teen Scene, Sammy Savers Accounts
(min. deposit $5.00)
APY RATE
$5.00 and above 0.05% 0.05%

   Special Shares, Trust, Holiday, IRA & Roth IRA Accounts

Special Shares, Trust, Holiday, IRA & Roth IRA Accounts APY RATE

0.05% 0.05%

   Freedom Plus Checking & Super Checking Accounts1,2

Freedom Plus Checking and Super Checking Accounts
(eligibility required)1,2
APY RATE
Up to $25,000 0.50% 0.50%
Above $25,000 0.10% 0.10%

   Money Market Account

Money Market Account
(min. opening deposit $5,000)
APY RATE
$5,000 to $24,999.99 0.15% 0.15%
$25,000to $49,999.99 0.20% 0.20%
$50,000 to $99,999.99 0.25% 0.25%
$100,000 and above 0.30% 0.30%

   Preferred Plus & IOLTA Checking Accounts

Preferred Plus & IOLTA Checking Accounts
(min. opening deposit $100)
APY RATE
$2,500 to $99,999.99 0.10% 0.10%
$100,000 to $249,999.99 0.20% 0.20%
$250,000to $999,999.99 0.30% 0.30%
$1,000,000 and above 0.40% 0.40%

   Health Savings Accounts

Health Savings Accounts APY RATE

1.00% 1.00%

   Share and IRA Certificate Accounts3,4,5

Share and IRA Certificate Accounts3,4,5 TERM APY RATE
$500 to $49,999 3-5 months 0.10% 0.10%
  6-11 months 0.35% 0.35%
  12-23 months 0.55% 0.55%
  24-35 months 0.60% 0.60%
  36-47 months 0.70% 0.70%
  48-59 months 0.85% 0.85%
  60-83 months 0.95% 0.95%
  84 months 0.95% 0.95%
$50,000+ (Mini-Jumbo) 3-5 months 0.10% 0.10%
  6-11 months 0.40% 0.40%
  12-23 months 0.60% 0.60%
  24-35 months 0.70% 0.70%
  36-47 months 0.80% 0.80%
  48-59 months 0.90% 0.90%
  60-83 months 1.00% 1.00%
  84 months 1.00% 1.00%
$100,000+ (Jumbo) 3-5 months 0.20% 0.20%
  6-11 months 0.45% 0.45%
  12-23 months 0.65% 0.65%
  24-35 months 0.75% 0.75%
  36-47 months 0.85% 0.85%
  48-59 months 0.95% 0.95%
  60-83 months 1.11% 1.10%
  84 months 1.11% 1.10%
APY's and Dividend Rates effective 2/16/2021. For members only. APY calculation assumes no withdrawal of dividend. Dividends earned on daily balance. Dividend rates subject to change. Fees may reduce earnings.
The Annual Percentage & Yield Dividend Rate Sheet are supplements to the Account Information Disclosure & Funds Availability Notice & Fee Schedule.
Annual Percentage Yield (APY) and Dividend Rate changes are within Credit Union discretion.
1High dividend of 0.50% APY will be paid on qualifying balances up to and including $25,000. Base dividend of 0.10% APY will be paid on balances that do not qualify for high dividend, and for all qualifying balances over $25,000. For eligibility details, please speak with a Member Services Officer or visit us at www.coasthills.coop
2Criteria required each month to receive high dividend APY and to receive ATM refunds (ATM refunds only available on Super Checking accounts): receive a minimum of one direct deposit of at least $100 to the checking account, or complete a check or cash deposit of at least $500 each month, perform a minimum of 10 debit card transactions (ATM and BillPay transactions not included), sign up to receive eStatements only, and maintain a valid email address on file with CoastHills. Minimum balance to open is $50. There are no minimum daily balance requirements.
3Add-on feature available at anytime, as long as the total of the deposits does not exceed the original opening deposit. A penalty may be imposed for early withdrawal.
4Effective December 19, 2017: During the term of the certificate, new certificates with terms of 12 months or more have a dividend rate bump option that allows one dividend adjustment to the dividend rate of a certificate of the same term.
5Minimum $500 deposit. Early Share Certificate withdrawals may be subject to penalties and will reduce account earnings. Rates are subject to change without notice. For eligibility details, please speak with a Member Services Officer.