Deposit Rates
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Effective Date: February 16, 2021
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Basic Shares, Business Shares, Teen Scene, Sammy Savers Accounts
Basic Shares, Business Shares, Teen Scene, Sammy Savers Accounts
(min. deposit $5.00) | APY | RATE |
| $5.00 and above | 0.05% | 0.05% |
Special Shares, Trust, Holiday, IRA & Roth IRA Accounts
| Special Shares, Trust, Holiday, IRA & Roth IRA Accounts | APY | RATE |
| 0.05% | 0.05% |
Freedom Plus Checking & Super Checking Accounts1,2
Freedom Plus Checking and Super Checking Accounts
(eligibility required)1,2 |
APY |
RATE |
| Up to $25,000 |
0.50% |
0.50% |
| Above $25,000 |
0.10% |
0.10% |
Money Market Account
Money Market Account
(min. opening deposit $5,000) |
APY |
RATE |
| $5,000 to $24,999.99 |
0.15% |
0.15% |
| $25,000to $49,999.99 |
0.20% |
0.20% |
| $50,000 to $99,999.99 |
0.25% |
0.25% |
| $100,000 and above |
0.30% |
0.30% |
Preferred Plus & IOLTA Checking Accounts
Preferred Plus & IOLTA Checking Accounts
(min. opening deposit $100) |
APY |
RATE |
| $2,500 to $99,999.99 |
0.10% |
0.10% |
| $100,000 to $249,999.99 |
0.20% |
0.20% |
| $250,000to $999,999.99 |
0.30% |
0.30% |
| $1,000,000 and above |
0.40% |
0.40% |
Health Savings Accounts
| Health Savings Accounts | APY | RATE |
| 1.00% | 1.00% |
Share and IRA Certificate Accounts3,4,5
| Share and IRA Certificate Accounts3,4,5 |
TERM |
APY |
RATE |
| $500 to $49,999 |
3-5 months |
0.10% |
0.10% |
| |
6-11 months |
0.35% |
0.35% |
| |
12-23 months |
0.55% |
0.55% |
| |
24-35 months |
0.60% |
0.60% |
| |
36-47 months |
0.70% |
0.70% |
| |
48-59 months |
0.85% |
0.85% |
| |
60-83 months |
0.95% |
0.95% |
| |
84 months |
0.95% |
0.95% |
| $50,000+ (Mini-Jumbo) |
3-5 months |
0.10% |
0.10% |
| |
6-11 months |
0.40% |
0.40% |
| |
12-23 months |
0.60% |
0.60% |
| |
24-35 months |
0.70% |
0.70% |
| |
36-47 months |
0.80% |
0.80% |
| |
48-59 months |
0.90% |
0.90% |
| |
60-83 months |
1.00% |
1.00% |
| |
84 months |
1.00% |
1.00% |
| $100,000+ (Jumbo) |
3-5 months |
0.20% |
0.20% |
| |
6-11 months |
0.45% |
0.45% |
| |
12-23 months |
0.65% |
0.65% |
| |
24-35 months |
0.75% |
0.75% |
| |
36-47 months |
0.85% |
0.85% |
| |
48-59 months |
0.95% |
0.95% |
| |
60-83 months |
1.11% |
1.10% |
| |
84 months |
1.11% |
1.10% |
APY's and Dividend Rates effective 2/16/2021. For members only. APY calculation assumes no withdrawal of dividend. Dividends earned on daily balance. Dividend rates subject to change. Fees may reduce earnings.
The Annual Percentage & Yield Dividend Rate Sheet are supplements to the Account Information Disclosure & Funds Availability Notice & Fee Schedule.
Annual Percentage Yield (APY) and Dividend Rate changes are within Credit Union discretion.
1High dividend of 0.50% APY will be paid on qualifying balances up to and including $25,000. Base dividend of 0.10% APY will be paid on balances that do not qualify for high dividend, and for all qualifying balances over $25,000. For eligibility details, please speak with a Member Services Officer or visit us at www.coasthills.coop
2Criteria required each month to receive high dividend APY and to receive ATM refunds (ATM refunds only available on Super Checking accounts): receive a minimum of one direct deposit of at least $100 to the checking account, or complete a check or cash deposit of at least $500 each month, perform a minimum of 10 debit card transactions (ATM and BillPay transactions not included), sign up to receive eStatements only, and maintain a valid email address on file with CoastHills. Minimum balance to open is $50. There are no minimum daily balance requirements.
3Add-on feature available at anytime, as long as the total of the deposits does not exceed the original opening deposit. A penalty may be imposed for early withdrawal.
4Effective December 19, 2017: During the term of the certificate, new certificates with terms of 12 months or more have a dividend rate bump option that allows one dividend adjustment to the dividend rate of a certificate of the same term.
5Minimum $500 deposit. Early Share Certificate withdrawals may be subject to penalties and will reduce account earnings. Rates are subject to change without notice. For eligibility details, please speak with a Member Services Officer.