Deposit Rates
Make the most of your money
Saving for a rainy day is more than a simple saying. It’s the smart way to secure your financial future. We’ll make it worth your while with dividends that will help you build your nest egg.
Effective Date: October 3, 2022
DOWNLOAD PDF
Basic Shares, Business Shares, Teen Scene, Sammy Savers Accounts
Basic Shares, Business Shares, Teen Scene, Sammy Savers Accounts
(min. deposit $5.00) | APY | RATE |
| $5.00 and above | 0.05% | 0.05% |
Special Shares, Trust, Holiday, IRA & Roth IRA Accounts
| Special Shares, Trust, Holiday, IRA & Roth IRA Accounts | APY | RATE |
| 0.05% | 0.05% |
Freedom Plus Checking & Super Checking Accounts1,2
Freedom Plus Checking and Super Checking Accounts
(eligibility required)1,2 |
APY |
RATE |
| Up to $25,000 |
0.50% |
0.50% |
| Above $25,000 |
0.10% |
0.10% |
Money Market Account
Money Market Account
(min. opening deposit $5,000) |
APY |
RATE |
| $5,000 to $24,999.99 |
0.25% |
0.25% |
| $25,000 to $49,999.99 |
0.30% |
0.30% |
| $50,000 to $99,999.99 |
0.35% |
0.35% |
| $100,000 to $199,999.99 |
0.50% |
0.50% |
| $200,000 and above |
1.06% |
1.05% |
Preferred Plus & IOLTA Checking Accounts
Preferred Plus & IOLTA Checking Accounts
(min. opening deposit $100) |
APY |
RATE |
| $2,500 to $99,999.99 |
0.10% |
0.10% |
| $100,000 to $249,999.99 |
0.20% |
0.20% |
| $250,000to $999,999.99 |
0.30% |
0.30% |
| $1,000,000 and above |
0.40% |
0.40% |
Health Savings Accounts
| Health Savings Accounts | APY | RATE |
| 1.00% | 1.00% |
Promotional Share and IRA Certificate Accounts3,4,6
| Promotional Share and IRA Certificate Accounts3,4,6 |
TERM |
APY |
RATE |
| $500 and above |
14-month term |
2.15% |
2.13% |
Share and IRA Certificate Accounts3,4,5
| Share and IRA Certificate Accounts3,4,5 |
TERM |
APY |
RATE |
| $500 to $49,999 |
3-5 months |
0.25% |
0.25% |
| |
6-11 months |
0.80% |
0.80% |
| |
12-23 months |
1.00% |
1.00% |
| |
24-35 months |
1.16% |
1.15% |
| |
36-47 months |
1.36% |
1.35% |
| |
48-59 months |
1.51% |
1.50% |
| |
60-83 months |
1.92% |
1.90% |
| |
84 months |
2.02% |
2.00% |
| $50,000+ (Mini-Jumbo) |
3-5 months |
0.25% |
0.25% |
| |
6-11 months |
0.80% |
0.80% |
| |
12-23 months |
1.00% |
1.00% |
| |
24-35 months |
1.16% |
1.15% |
| |
36-47 months |
1.36% |
1.35% |
| |
48-59 months |
1.51% |
1.50% |
| |
60-83 months |
1.92% |
1.90% |
| |
84 months |
2.02% |
2.00% |
| $100,000+ (Jumbo) |
3-5 months |
0.30% |
0.30% |
| |
6-11 months |
0.90% |
0.90% |
| |
12-23 months |
1.11% |
1.10% |
| |
24-35 months |
1.26% |
1.25% |
| |
36-47 months |
1.46% |
1.45% |
| |
48-59 months |
1.66% |
1.65% |
| |
60-83 months |
2.27% |
2.25% |
| |
84 months |
2.38% |
2.35% |
| $200,000+ (Super-Jumbo) |
3-5 months |
0.50% |
0.50% |
| |
6-11 months |
1.00% |
1.00% |
| |
12-23 months |
1.26% |
1.25% |
| |
24-35 months |
1.41% |
1.40% |
| |
36-47 months |
1.61% |
1.60% |
| |
48-59 months |
1.87% |
1.85% |
| |
60-83 months |
2.53% |
2.50% |
| |
84 months |
2.78% |
2.75% |
APY's and Dividend Rates effective 10/3/2022. For members only. APY calculation assumes no withdrawal of dividend. Dividends earned on daily balance. Dividend rates subject to change. Fees may reduce earnings.
The Annual Percentage & Yield Dividend Rate Sheet are supplements to the Account Information Disclosure & Funds Availability Notice & Fee Schedule.
Annual Percentage Yield (APY) and Dividend Rate changes are within Credit Union discretion.
1High dividend of 0.50% APY will be paid on qualifying balances up to and including $25,000. Base dividend of 0.10% APY will be paid on balances that do not qualify for high dividend, and for all qualifying balances over $25,000. For eligibility details, please speak with a Member Services Officer or visit us at www.coasthills.coop
2Criteria required each month to receive high dividend APY and to receive ATM refunds (ATM refunds only available on Super Checking accounts): receive a minimum of one direct deposit of at least $100 to the checking account, or complete a check or cash deposit of at least $500 each month, perform a minimum of 10 debit card transactions (ATM and BillPay transactions not included), sign up to receive eStatements only, and maintain a valid email address on file with CoastHills. Minimum balance to open is $50. There are no minimum daily balance requirements.
3Add-on feature available at anytime, as long as the total of the deposits does not exceed the original opening deposit. A penalty may be imposed for early withdrawal.
4Effective December 19, 2017: During the term of the certificate, new certificates with terms of 12 months or more have a dividend rate bump option that allows one dividend adjustment to the dividend rate of a certificate of the same term.
5Minimum $500 deposit. Early Share Certificate withdrawals may be subject to penalties and will reduce account earnings. Rates are subject to change without notice. For eligibility details, please speak with a Member Services Officer.
6Minimum $500 opening deposit. Early Share withdrawals may be subject to penalties and will reduce earnings. Rates are subject to change without notice. The 14-month promotional certificate earns the promotional rate only during the initial term. At maturity, the certificate will renew for the same term at the rate offered by the Credit Union as of that date. For eligibility details, please speak with a Member Services Officer or visit CoastHills.coop/Certificates.