Consumer Loans Rate
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Yes, it’s true. Providing wallet-friendly loans is what we do best. Check out our current rates and see for yourself—we make it affordable to secure the financing you need.
Rates effective May 1, 2020
New/Used Auto 2014-2020 (up to 100,000 miles)
New/Used Auto
2014-2020 |
APPROX. TERM |
APR |
| |
24-60 months |
3.450% - 18.000% |
| $12,500 and over |
72 months |
4.000% - 13.500% |
| $25,000 and over |
84 months |
4.750% - 10.000% |
New/Used Motorcycle 2014-2020
New/Used Motorcycle
2014-2020 |
APPROX. TERM |
APR |
| |
24-60 months |
3.450% - 18.000% |
| $12,500 and over |
72 months |
4.000% - 13.500% |
| $25,000 and over |
84 months |
4.750% - 10.000% |
2013 & Older Vehicles/Motorcycles
| 2013 & Older Vehicles/Motorcycles |
APPROX. TERM |
APR |
| |
24-60 months |
5.450% - 18.000% |
New/Used RV Never Title/Previously Titled
New/Used RV
Never Title/Previously Titled |
APPROX. TERM |
APR |
|
12-60 months |
5.540% - 12.840% |
| $20,000 & over |
84 months |
6.040% - 13.340% |
$20,000 & over
|
120 months |
6.540% - 13.840% |
| $20,000 & over |
180 months |
7.040% - 14.340% |
| $50,000 & over |
240 months |
7.540% - 8.840% |
New/Used Boat Never Title/Previously Titled
New/Used Boat
Never Title/Previously Titled |
APPROX. TERM |
APR |
|
12-60 months |
7.290% - 14.590% |
| $20,000 & over |
84 months |
7.790% - 15.090% |
| $20,000 & over |
120 months |
8.290% - 15.590% |
| $20,000 & over |
180 months |
8.790% - 16.090% |
| $50,000 & over |
240 months |
9.290% - 10.590% |
Line of Credit
| Line of Credit |
APPROX. TERM |
APR |
| |
Revolving |
9.990% - 17.990% |
Credit Cards
| Credit Cards |
APPROX. TERM |
APR |
| |
Revolving |
7.990% - 17.990% |
Signature
| Signature |
APPROX. TERM |
APR |
| |
60 months |
9.490% - 17.490% |
| Add 0.75% for Debt Consolidation |
|
10.240% - 18.000% |
Share/Certificate Secured
| Share/Certificate Secured | APPROX. TERM | APR |
Share Secured (100% of share balance)
| 60 months | 3.5% above dividend |
| Certificate Secured (90% of cert balance) | 12 months | 3.5% above dividend |
| Credit Builder | 36 months | 3.5% above dividend |
APR = Annual Percentage Rate.
Certificate Secured: The Annual Percentage Rate (APR) for Certificate secured advances will be the dividend rate being paid on the Certificate (Index) offered as security plus 3.5%. The Certificate must be renewed until the advance is completely paid. When the Certificate is renewed, the APR will change to reflect the new dividend rate. Any increase in the APR will result in more payments of the same amount until what you owe is repaid
Rates are subject to change without notice.