Earn money-saving perks just for being you (and using CoastHills services)
At CoastHills, we’re in it for the long-haul. From financing your next car and home, to providing everything you need for quick and easy access to your money, we want to be the only financial institution you’ll need… from now to forever. Sound like a big goal? We’re ready to prove it with Relationship Rewards. It’s our way to say “thank you” for using CoastHills for all your financial services. And the more you use us as your “go-to” financial institution, the more rewards and perks you’ll receive.
Here’s how it works:
- You earn points for the CoastHills product and service you use. Extra points can be earned depending on transactions and balances.
- As your points add up, you’ll be placed in one of four levels.
- Points can also be earned on joint accounts.
Ready to take your membership to the next level? Here’s what Awesome, Elite and Priority look like:
Awesome Member Benefits (10+ points)
- Free Super Checking
- .25% APR Consumer Installment Loan Rate Reduction*
- $500 Mortgage Processing Fee Discount
- Several Free Account Features
- Elite and Priority Member Benefits
Elite Member Benefits (8 - 9 points)
- .10% APR Consumer Installment Loan Rate Reduction*
- $250 Mortgage Processing Fee Discount
- Free Safe Deposit Box, Check Orders and Outgoing Wire Transfers
- Priority Member Benefits
Priority Member Benefits (6 - 7 points)
- $100 Mortgage Processing Fee Discount
- Free Cashier’s Checks
- Free Money Orders
Relationship benefits are determined by the number of points earned for the membership account, and any share or loan that the member is joint on. Points are calculated each month and rewards are determined by the highest point level reached during the month.
- Active checking (max 1 point)
- Direct deposit of $100, or a $500 check deposit (max 1 point)
- 10+ debit card transactions (max 1 point)
- Activated credit card (max 1 point)
- Activated Encore Visa Signature® card (max 1 point)
- Active credit card (max 1 point)
- Wealth management account (max 1 point)
- 1 point for each open loan product (excluding credit cards), and additional points based on aggregate loan balances: $50,000, $100,000, $150,000, $200,000, and $250,000+ (max 5 points for number of loans and/or balance of loans)
- Deposit aggregate balances, 1 point for each tier reached: $10,000, $25,000, $50,000, $100,000, $250,000+ (max 5 points)
Members will be placed into one of four tiers:
- 10+ points (Awesome)
- 8 – 9 points (Elite)
- 6 – 7 points (Priority)
- 0 – 5 points (Traditional)
Each member will receive the benefits for the tier they qualify for. Members in the traditional tier will not receive relationship benefits.
Awesome (10+ points) Benefits:
- 0.25% APR reduction for consumer installment loans*
- No monthly Super Checking fee
- Free 3” x 5” safe deposit box (based on availability)
- Free Standard CoastHills Checks
- Free outgoing wires
- $500 Mortgage Processing Fee Discount
- No overdraft transfer to savings fee
- Free cashier’s checks
- Free money orders
- Free debit card replacement
- Free stop payments
- No fee for foreign currency orders
- No ATM network fee
- Free pay by phone service
- Free print statements and copies
- Free account research
Elite (8 – 9 points) Benefits:
- 0.10% APR reduction for consumer installment loans*
- Free 3” x 5” safe deposit box (based on availablility)
- Free Standard CoastHills Checks
- Free outgoing wires
- $250 Mortgage Processing Fee Discount
- Free cashier’s checks
- Free money orders
Priority (6 – 7 points) Benefits:
- Free cashier’s checks
- Free money orders
- $100 Mortgage Processing Fee Discount
*APR = Annual Percentage Rate. Discount available for new vehicle loans and signature loans. Payment example: Monthly payment per $1,000 borrowed for a 60-month term at 2.59% APR: $17.79. Rate effective 10/18/2016, rate subject to change at any time without notice. Please refer to the most current rate sheet for current annual percentage rate. Your annual percentage rate may vary depending on your credit score. All applicants are subject to credit approval.