Freedom Plus

Does your free checking pay dividends?

Earn more while you manage your day-to-day finances with CoastHills Freedom Plus Checking

Our Freedom Plus Checking comes with the features you need, along with the convenience of 12 local branches and access to 30,000+ surcharge-free ATMs nationwide.


Dividends up to 0.50% APY1,2

ACH direct deposits

ACH direct deposits up to two days sooner3


Access to our state-of-the-art mobile banking app, online banking and Web BillPay systems

Quick fix

Instant issue debit cards for new and replacement cards4 at all CoastHills locations

And more!

Freedom Plus Checking - FREE checking and so much more.

Ready to get started? Schedule an appointment with a Relationship Specialist at one of our 12 local branches or give us a call at (805) 733-7600.


How do Digital Wallets work?

With the popularity of digital wallets continuing to rise, it's important to take a closer look at what these apps have to offer. 

1 APY= Annual Percentage Yield. Rate effective March 1, 2024. High dividend of 0.50% APY will be paid on qualifying balances up to and including $25,000. Base dividend of 0.05% APY will be paid on balances that do not qualify for high dividend, and for all qualifying balances over $25,000. 
2 Criteria required each month to receive high dividend APY: receive a minimum of one direct deposit of at least $100 to the checking account or complete a check or cash deposit of at least $500 each month, perform a minimum of 10 debit card transactions (ATM and BillPay transactions not included), sign up to receive eStatements only, and maintain a valid email address on file with CoastHills. Minimum balance to open is $50. There are no minimum daily balance requirements.
3 Early ACH direct deposits determined by timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date.
4 $5 fee may apply for replacement of cards that were lost, stolen or destroyed.

Not a member of CoastHills? Join today to experience Banking the Central Coast Way.