FREE Checking by  Coast Hills

(800) 262-4488

Speak to a CoastHills Representative 24 hours a day, 7 days a week

Totally free checking... plus a lot more!



Our Freedom Plus Checking account offers the features you need along with the convenience of 12 local branches and access to 30,000+ surcharge-free ATMs nationwide. Experience Banking the Central Coast Way - Completely FREE checking and so much more...

• Dividends up to 0.50% APY1,2
• ACH direct deposits up to two days sooner3
• Access to our state-of-the-art mobile banking app, online banking and Web BillPay systems
• Instant issue debit cards for new and replacement cards4 at all CoastHills locations
• And more!

GET STARTED Or give us a call (805) 733-7600  

1 APY= Annual Percentage Yield. Rate effective September 12, 2022. High dividend of 0.50% APY will be paid on qualifying balances up to and including $25,000. Base dividend of 0.10% APY will be paid on balances that do not qualify for high dividend, and for all qualifying balances over $25,000. 
2 Criteria required each month to receive high dividend APY: receive a minimum of one direct deposit of at least $100 to the checking account, or complete a check or cash deposit of at least $500 each month, perform a minimum of 10 debit card transactions (ATM and BillPay transactions not included), sign up to receive eStatements only, and maintain a valid email address on file with CoastHills. Minimum balance to open is $50. There are no minimum daily balance requirements.
3 Early ACH direct deposits determined by timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date.
4 $5 fee may apply for replacement of cards that were lost, stolen or destroyed.