Freedom Plus Checking

Financial freedom starts here

More Freedom, More Possibilities

If your goal this year is to focus on your financial wellbeing, Freedom Plus Checking is the perfect place to start. With no fees, high dividends and digital tools to make banking easy, this FREE account gives you the flexibility to manage your money your way. Whether you're just starting out or well-established, Freedom Plus Checking is designed to grow with you - because more freedom means more possibilities.

High Dividends

Earn more with dividends up to 0.50% APY1,2

No Monthly Fees

Kee your money where it belongs, with you.

Get Paid Sooner

Receive your paycheck up to 2 days earlier with direct deposit3

No Minimum Balance Requirements

Your balance may change, but your benefits won't.

Digital Banking Made Easy

Manage your finances anytime, anywhere with our robust online and mobile banking tools.

We believe financial wellness is the foundation for achieving your goals. Freedom Plus Checking offers a simple, flexible solution to help you take charge of your finances and plan for the future. Start the year off right with a checking account that works as hard as you do.

Financial Wellness Center

Take charge of your financial health with tools and resources to help you save, plan and grow. From budgeting tips to goal-setting strategies, our Financial Wellness Center is your go-to guide for building a brighter financial future.

Super Checking

Want more than just a great checking account? Super Checking adds valuable benefits like IDProtect® for identity theft protection and Cell Phone Protection, plus high dividends and ATM fee refunds. It's perfect if you're looking for a little extra peace of mind.

 

1 APY= Annual Percentage Yield. Rate effective March 31, 2025. High dividend of 0.50% APY will be paid on qualifying balances up to and including $25,000. Base dividend of 0.05% APY will be paid on balances that do not qualify for high dividend, and for all qualifying balances over $25,000. 
2 Criteria required each month to receive high dividend APY: receive a minimum of one direct deposit of at least $100 to the checking account or complete a check or cash deposit of at least $500 each month, perform a minimum of 10 debit card transactions (ATM and BillPay transactions not included), sign up to receive eStatements only, and maintain a valid email address on file with CoastHills. Minimum balance to open is $50. There are no minimum daily balance requirements.
3 Early ACH direct deposits determined by timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to two days earlier than the scheduled payment date.

Not a member of CoastHills? Join today to experience Banking the Central Coast Way.