Government Guaranteed Loans
We offer lending solutions that keep your business growing, all with the service, support and local expertise you expect. Our loan options are backed by programs of the Small Business Administration (SBA), California Coastal Rural Development Corporation (Cal Coastal) and the U.S. Department of Agriculture (USDA). We offer funding support for a variety of business purposes, including: working capital, equipment purchases, inventory, tenant improvements and more.
SBA 7 (a) Loans
The 7 (a) Loan Program is the most common of all SBA loans. You can use this loan to start, expand, or even purchase a business; pay rent or buy inventory; pay contract employees; and take care of expenses. [Learn more]
SBA Express
When time is tight and you need business funding, the SBA Express Loan program is the program to turn to. It offers an accelerated lending process, while providing many of the popular benefits of the SBA 7 (a), including the ability to start, acquire or expand a small business. The SBA Express Loan program is the only SBA product that allows for a revolving line of credit. [Learn more]
Cal Coastal
Servicing the financial needs of small businesses and farmers, the Cal Coastal provides loans to businesses located on the Central Coast. Cal Coastal loans may be used for purposes such as equipment acquisitions, farm production, revolving lines of credit and more. [Learn more]
USDA B&I
As a USDA Business & Industry (B&I) loan provider, we're proud to help qualified businesses work toward their goals of improving, developing and providing a source of employment for the Central Coast by offering competitive rates and longer terms for up to $25 million in financing. [Learn more]
USDA FSA
Whether you're a beginning farmer or simply looking to expand your business, a CoastHills government guaranteed loan through the Farm Service Agency (FSA) can help grow your operation. [Learn more]
Questions? Give us a call at (805) 733-7600 to speak to a SBA Loan Specialist or complete the FREE consultation form on this page.