CoastHills Credit Union

(800) 262-4488

Speak to a CoastHills Representative 24 hours a day, 7 days a week

Father and son playing catch with a football

Access your home's equity - on your terms.

The value of your home is greater than your investment. Your home holds the love you share with family, the laughs you share with friends. It harvests traditions, and helps you build community. As the emotional and monetary value of your home continues to increase, make the most of it with a CoastHills home equity loan. 

With options for increased flexibility and added stability, we can help you save time and money, so you can enjoy more - That's Banking the Central Coast Way.

Home Equity Loan

•  Fixed rates as low as 4.25%*
•  Full amount advanced up front
•  Available in 15 and 20 year terms

Perfect for:
You have a specific amount for an immediate need such as a major home renovation or debt consolidation.


Home Equity Line of Credit

•  Variable rates, flexible access
•  No closing costs
•  Only pay on the amount you use

Perfect for:
You anticipate needing funds over time such as, ongoing medical expenses or home improvements.


Questions? Contact one of our Mortgage Loan Officers for a FREE consultation.

NMLS ID 421923
*Home Equity Loans as low as 4.250%/4.552% APR. APR=Annual Percentage Rate. Loan payment example: A fully amortized payment on a 15 year fixed rate second mortgage of $50,000 at 4.25% interest rate would be $376.14. Payment example does not include amounts for taxes and insurance premiums. Loan approval and rate is subject to credit approval and program guidelines. Other conditions may apply.