Coast Hills

Encore Visa Signature®

Dare to expect more.

You deserve more. With the CoastHills Encore Visa Signature® card we'll help you get there. Encore means enriched rewards points, giving you more for the same purchases you're already making with your current card. Upgrade today to get all that this card offers:

More rewards.

From its enriched rewards points (like x3 points on travel and x2 points on dining) to its 1.99% APR1 on balance transfers (no fee), this card is all about more.

More perks.

Whether it's the 24/7 Visa Signature® Concierge Service2, Zero Liability policy3, or access to world famous hotels with its Luxury Hotel Collection, this card has you covered.

More to give.

Ever heard of a VISA card that supports your community? We didn’t think so. When you reach an annual spend of $50,000 with your Encore Visa Signature® card, CoastHills will donate $250 to charity of your choice – on your behalf. You choose charity, we send the check. How’s that for an encore!?

We also offer some pretty neat bonus benefits:

  • No annual fee
  • Bonus 25,000 rewards points when you spend $2,500 in 60 days4
  • No transaction denials
  • Protection against hotel theft and lost luggage5
  • And more!


1 APR=Annual Percentage Rate. 1.99% intro APR for 6 months from the date of first transfer. Existing CoastHills Visa balances not eligible for balance transfer APR. After the intro APR expires, your APR will be 7.99% to 17.99%, based on your credit worthiness.

2 CoastHills Encore Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders' behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at

3 Visa's Zero Liability policy does not apply to unauthorized transactions on prepaid cards for which the issuing financial institution has not collected the cardholder's personal information prior to the transaction or to certain commercial transactions. Cardholders must use care in protecting their card and notify their financial institution immediately of any unauthorized use. Cardholders should contact their issuing financial institution for additional details.

4 May take up to 100 days to receive bonus points. Speak to a Member Services Officer for details.

5 When you use your Encore Visa Signature® card to purchase the entire cost of any common carrier passenger fare worldwide, or any hotel/motel room in the United States or Canada, you are eligible to be reimbursed for amounts actually paid by you (up to $3,000 for lost luggage and up to $500 for hotel theft) to replace the personal property that sustained physical loss or damage or at the result of a burglary from your hotel/motel room. Exclusions include animals; perishables; cameras and accessories; eye glasses and contact lenses; prosthetic devices including dentures and hearing aids; tickets; valuable papers and documents; credit and debit cards; securities; money; art; electronic equipment; business items; precious metals; stones or gems other than personal jewelry.

Within 24 hours of loss, theft or damage report to the appropriate official such as police or hotel proprietor. Call 1-800-252-4670 to submit a claim within 45 days after a covered loss occurs. Upon notification, claim forms will be provided within 15 days which must be returned with proof of loss. Reimbursement will be paid within 60 days after proof of loss

Mobile Banking

Apple or Android, 
no judgement here.

Our iPhone and Android apps make mobile banking as easy as tapping your touchscreen. Use your smartphone or mobile device to stay on top of your finances - check balances, pay bills, set up alerts, transfer funds, even make remote deposits (it's as easy as taking a picture). The app is free and available at the Apple iTunes Store and Google Play

A nice way to say "hi" to your money. 

Relationship Rewards

Let's take our relationship
to the next level.

At CoastHills, we're in it for the long-haul. From financing your next car and home, to providing everything you need for quick and easy access to your money, we want to be the only financial institution you’ll need… from now to forever. Sound like a big goal? We’re ready to prove it with Relationship Rewards. It’s our way to say “thank you” for using CoastHills for all your financial services.   

Ready to take your membership to the next level?

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Real Estate Loan

Real Estate Loans

Let's buy a house together.

Our real estate lending team can help guide you through one of life’s biggest financial decisions—buying or refinancing a home. And with many different ways to borrow, you’ll have a monthly payment that fits you like a comfy pair of socks. Learn more

  • Partner
  • Partner
  • NCUA
    Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency