Coast Hills

Encore Visa Signature®

Dare to expect more.

You deserve more. With the CoastHills Encore Visa Signature® card we'll help you get there. Encore means enriched rewards points, giving you more for the same purchases you're already making with your current card. Upgrade today to get all that this card offers:

More rewards.

From its enriched rewards points (like x3 points on travel and x2 points on dining) to its 1.99% APR1 on balance transfers (no fee), this card is all about more. To complete a balance transfer, simply download the balance transfer form and drop it off at your nearest branch. You can even fax or email it to us too:

Fax: (805) 733-5836
Please include your name, address, and phone number.

More perks.

Whether it's the 24/7 Visa Signature® Concierge Service2, Zero Liability policy3, or access to world famous hotels with its Luxury Hotel Collection, this card has you covered.

We also offer some pretty neat bonus benefits:

  • No annual fee
  • Bonus 25,000 rewards points when you spend $2,500 in 60 days4
  • No transaction denials
  • Protection against hotel theft and lost luggage5
  • And more!


1 APR=Annual Percentage Rate. 1.99% intro APR for 6 months from the date of first transfer. Existing CoastHills Visa balances not eligible for balance transfer APR. After the intro APR expires, your APR will be 7.99% to 17.99%, based on your credit worthiness.

2 CoastHills Encore Visa Signature® cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on cardholders' behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at

3 Visa's Zero Liability policy does not apply to unauthorized transactions on prepaid cards for which the issuing financial institution has not collected the cardholder's personal information prior to the transaction or to certain commercial transactions. Cardholders must use care in protecting their card and notify their financial institution immediately of any unauthorized use. Cardholders should contact their issuing financial institution for additional details.

4 May take up to 100 days to receive bonus points. Speak to a Member Services Officer for details.

5 When you use your Encore Visa Signature® card to purchase the entire cost of any common carrier passenger fare worldwide, or any hotel/motel room in the United States or Canada, you are eligible to be reimbursed for amounts actually paid by you (up to $3,000 for lost luggage and up to $500 for hotel theft) to replace the personal property that sustained physical loss or damage or at the result of a burglary from your hotel/motel room. Exclusions include animals; perishables; cameras and accessories; eye glasses and contact lenses; prosthetic devices including dentures and hearing aids; tickets; valuable papers and documents; credit and debit cards; securities; money; art; electronic equipment; business items; precious metals; stones or gems other than personal jewelry.

Within 24 hours of loss, theft or damage report to the appropriate official such as police or hotel proprietor. Call 1-800-252-4670 to submit a claim within 45 days after a covered loss occurs. Upon notification, claim forms will be provided within 15 days which must be returned with proof of loss. Reimbursement will be paid within 60 days after proof of loss