Encore Visa Signature® card
Maximize your rewards with our exclusive credit card.
Enjoy the exclusive benefits of being an Encore Visa Signature® cardholder. Earn 3x points on travel, 2x points on dining and 1x points on everything else. Plus, you’ll have access to the 24/7 Visa Concierge service1, Visa Signature Luxury Hotel Collection and the added relief knowing you’re protected against hotel theft and lost luggage2.
Even more rewarding are these money-saving perks:
- Rates as low as 8.99% APR3
- No annual or balance transfer fees
- Intro 1.99% APR4 on balance transfers for the first 6 months
- Visa's $0 fraud liability policy5
- Works with Apple Pay and Google Pay
New cardholders will also receive 25,000 bonus points6 after spending $2,500 in the first 60 days of account opening. That's worth $250 in rewards, just to get you started!
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1 CoastHills Encore Visa Signature® credit cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature® Concierge on cardholders' behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.
2 When you use your Encore Visa Signature® card to purchase the entire cost of any common carrier passenger fare worldwide, or any hotel/motel room in the United States or Canada, you are eligible to be reimbursed for amounts actually paid by you (up to $3,000 for lost luggage and up to $500 for hotel theft) to replace the personal property that sustained physical loss or damage or at the result of a burglary from your hotel/motel room. Exclusions include animals; perishables; cameras and accessories; eyeglasses and contact lenses; prosthetic devices including dentures and hearing aids; tickets; valuable papers and documents; credit and debit cards; securities; money; art; electronic equipment; business items; precious metals; stones or gems other than personal jewelry.
Within 24 hours of loss, theft or damage, report to the appropriate official such as police or hotel proprietor. Call 1-(800) 252-4670 to submit a claim within 45 days after a covered loss occurs. Upon notification, claim forms will be provided within 15 days which must be returned with proof of loss. Reimbursement will be paid within 60 days after proof of loss.
3 APR= Annual Percentage Rate. 8.99% APR is our lowest rate. Your APR may vary depending upon your credit score. All applications are subject to credit approval. All rates are subject to change without notice.
4 APR= Annual Percentage Rate. 1.99% intro APR for 6 months from the date of first transfer. Existing CoastHills Visa® balances not eligible for balance transfer APR. After the intro APR expires, your APR will be 8.99% to 18.99%, based on your credit worthiness.
5 Visa's Zero Liability policy does not apply to unauthorized transactions on prepaid cards for which the issuing financial institution has not collected the cardholder's personal information prior to the transaction or to certain commercial card transactions. Cardholders must use care in protecting their card and notify their financial institution immediately of any unauthorized use. Cardholders should contact their issuing financial institution for additional details.
6 May take up to 100 days to receive bonus points. Speak to a Member Services Officer for details.