Banking the Central Coast Way

We live, work and play on the Central Coast just like you do. Which means we also understand your needs when it comes to finances. Let us put your money into the Central Coast context, rather than a cookie-cutter solution. A national bank doesn’t understand what it’s truly like here on the Central Coast – bank confidently.

Established in 1958 to serve the needs of military personnel at Vandenberg Air Force Base, we now proudly serve the entire Central Coast region.

Come in—the water’s great

Who can join CoastHills? It’s simple. We’re the credit union for anyone who lives, works, worships or attends school in the entire California Central Coast, from Santa Cruz County through Ventura County. There’s plenty of room for everyone. Ready to join? It's easy—let's get started.

All about credit unions

Not quite sure what a credit union is? You’re in for a treat. With a credit union, you can handle nearly every single financial need you can think of, but with a little something extra—we’re a not-for-profit cooperative. This means we’re here to help people, not a make a profit for a few shareholders. And that makes a huge difference.

Credit unions are owned by people just like you. People who want to save money, get a loan, and make their financial life easy. It may sound like a radical idea, but credit unions have been active in the United States for more than 100 years, serving Americans who simply want a place to bank that isn’t, well, a big bank.

The result? Credit union members can typically count on lower loan rates, higher earnings on their savings, and free or low-cost financial services. See, we told you you were in for a treat. Why not hop aboard and join a credit union today? Hint: preferably this one.