Business Checking


Reliable and easy to manage, with dividends that help your business go further

A Checking Account as Dynamic as Your Business

Running a business means staying on top of a constant flow of payments, deposits and day to day expenses. Your checking account plays a big role in keeping everything organized and moving in the right direction. When it works well, it saves time, reduces stress and helps you stay focused on running the business.

Two Options. One Goal: Helping Your Business Run Smoother

At CoastHills, Business Checking is built around real business needs. With low (or no) monthly fees1, easy-to-use digital banking tools and local service you can count on, it helps simplify the financial side of daily operations. For businesses that keep higher balances, Preferred Plus Checking also offers dividends2 on qualifying funds, helping your money do more behind the scenes.

Business Preferred Checking
This account is designed for the everyday pace of running a business. It offers the tools needed to manage payments, track transactions and stay organized, all while keeping costs manageable. With a low balance requirement and options to avoid the monthly fee1, it is a practical fit for businesses focused on steady, day to day operations.

Business Preferred Plus Checking
For businesses that keep larger balances, this account adds another layer of value. Preferred Plus pays competitive dividends2 on qualifying deposits, turning a checking account into something that supports the bottom line. It offers the same convenient tools and local service, with the added benefit of helping funds grow over time.

Behind every business is a story. It might be a family operation built over generations, a new venture just getting started, or a growing company ready for the next chapter. At CoastHills, business banking is personal because the team lives and works right here on the Central Coast. That means local insight, responsive service and a real understanding of the community businesses call home.

Let’s Get Started
Every business has its own pace and its own path forward. The right checking account should support both. Whether the focus is keeping things simple, managing growth, or earning more from available balances, CoastHills is ready to help. Request a Consultation to connect with a local business banking expert and find the option that fits.

1 Monthly fee waived if minimum average daily balance requirement is met.
2 APY=Annual Percentage Yield. Rate effective June 1, 2026. Minimum deposit ranges from $2,500 to $1,000,000. APY is determined by balance. The balance ranges and corresponding dividend rates and APYs applicable to each tier are disclosed in the Deposit Rate Sheet. $15 monthly fee waived if minimum average daily balance requirement of $10,000 is met. Certain restrictions apply. Speak to a Member Services Officer for details.