Business Preferred Plus Checking

Take your checking account to the next level by earning dividends

Successful business owners are always seeking out-of-the-box ways to boost the bottom line. At CoastHills, we can help make that happen. Business Preferred Plus Checking pays competitive dividends on deposits - one of many advantages of an account that also features low fees and high-performance digital banking tools.

  • $10,000 minimum daily balance1
  • $15 monthly fee2
  • $100 opening deposit
  • 400 items processed per month ($0.20 each after)3
  • $5,000 cash deposits per month ($2 per $1,000 each after)

Earn dividends

Every dollar counts in a competitive business environment.

Avoid service charges

The $15 monthly fee is waived if you keep an average daily balance of at least $15,000.

400 free transactions

Only $0.20 more for each additional monthly transaction.

Free Visa® debit card

Make quick, secure online and in-store purchases.

High-tech solutions

Free Online and Mobile Banking tools help you pay bills and move money with less effort.

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

1 Average Daily Balance Requirement.
2 Monthly fee waived if minimum average daily balance requirement is met.
3 $0.20 per item for each additional item deposited/paper check/debited item posted which exceeds the allowable combined total per statement cycle.
4 For accounts open >90 days. CoastHills is not obligated to pay any item presented for payment against a member’s account if the account does not have sufficient funds. CoastHills may refuse to pay an overdraft even if we have previously paid overdrafts for that member. A member must “Opt-In” for Overdraft Privilege to cover everyday debit card transactions. A member who has previously opted-out of Overdraft Privilege must meet the same qualifications as new members. A $32 fee will be assessed for each item that brings your account negative. Whether we pay or return an item, your account will be assessed a fee, either a Overdraft Privilege charge or a Non-Sufficient Funds charge, but not both. Members will be notified of any non-sufficient funds items paid or returned.


Your questions answered

You can find your account number by logging in to CoastHills Online or Mobile Banking. Select the account, then the Account Details drop down. From there, you'll see the ACH number, which is your 13-digit account number.

Travel notes cannot be placed over the phone. To place a note on your account, you can send a secure message in CoastHills Online Banking or visit a CoastHills branch. 

To send a secure message, log in to CoastHills Online Banking. Select Additional Services, then Secure Messaging. Underneath the search bar, you'll click New Message and complete the ticket.

For mobile, you'll select More from the bottom of your screen, then Secure Messaging. Click on New Message and complete the ticket.

The CoastHills routing number is 322270822

Your checking account number starts with 18, followed by 0's up until your reach your Member Number. For example: 180000012345 is your checking account number. 12345 is your member number.

Your savings are federally insured by the National Credit Union Administration (NCUA), to at least $250,000 and backed by the full faith and credit of the United States Government.

To learn more about federally insured savings coverage, give us a call at (805) 733-7600 or make an appointment at one of our 12 local branches.

Business Online Banking

Manage your CoastHills business accounts on your terms with online banking.

Learn More

Here to help

No matter your inquiry, give us a call at (805) 733-7600, toll-free at (800) 262-4488, or use one of our other convenient contact methods.