Get the money you need to make life happen
For your important plan that requires extra money, chances are you can get a CoastHills Personal Loan to pay for it. Make repairs, cover expenses, buy something you've always wanted or do something really exciting.
No collateral? No problem. As a CoastHills member, we can offer you a loan based solely on your good name and solid credit score
- Borrow $500 to $25,000, based on credit rating
- Pay as little as $25 per month
Line of Credit
It's like a cushion for your finances. After one simple application, you can get access to a pool of money that can be tapped into time and over again for any purpose.
- Access funds through checks or digital banking
- Pay interest only on money in use
Share & Certificate Secured Loan
How do you get the money you need now without hurting your long-term savings efforts? Leave your Share or Certificate accounts untouched but take out a loan based on the balances in those accounts.
- Low interest rates
- Good for building credit rating
We want you to live long and prosper. But if you should lose your job, become disabled or pass away, this protection plan can help pay off your CoastHills loans.
- Can cover credit card balances, personal loans or auto financing
- Payments may be skipped or cancelled altogether
A little bad luck and maybe an extra purchase or two can leave you looking up at a mountain of debt. At CoastHills, our experienced counselors can offer advice on how to cut it down to size.
- Free one-on-one assistance
- Get started with the online financial review form
CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.
Your questions answered
To make a payment on your CoastHills loan from another Financial institution, visit CoastHills.coop/LoanPay and select Make Your Payment.
You have the option to create an account by selecting Register, or make a one-time payment using Express Pay.
When registering or making a one-time payment, you'll need the last 6-digits of your CoastHills account number and your Loan ID. Please note: when entering your birth date, be sure to use the proper format XX/XX/XXXX. The portal will not accept any other format.
To access LoanPay, you may either bookmark the login page or visit CoastHills.coop/LoanPay.
You may also access the site by clicking Make a Payment from the CoastHills homepage.
To cancel a reoccurring payment in LoanPay:
One-Time Cancellation - Select Edit AutoPay, then click Cancel Scheduled Payment and select Update. Your automatic payment will be cancelled for one occurrence.
Cancel All Reoccurring - Select Edit AutoPay, then enter the date you'd like reoccurring payments to stop in the Starting field and select On a Specific Date under the End Date Options drop down, and select Update. All payments after your selected end date for that loan will be cancelled.
By setting up automatic payments on any loan, you're reducing your risk of missing a payment which could result in late fees. For help in setting up autopay, visit any of our 12 Central Coast locations, or call us at (805) 733-7600.
Freedom Plus Checking
High-dividend, free checking loaded with fantastic perks.