Construction and Development Loans


You bring the blueprints. We'll supply the funding.

From getting permits, to moving earth and purchasing materials, there's nothing simple about construction work. At CoastHills, the goal is to make our part - the financing - as efficient as possible.  Whether you’re building from the ground up or renovating an existing facility, we offer competitive rates and a seamless application process that keeps your project moving forward on schedule.

Short-term financing

Our construction loan terms range from 12 to 18 months.

Choice of loan types

CoastHills offers fixed-rate and adjustable-rate financing options.*

Expense control

Interest-only payments hold down your project costs.

Building momentum

We'll release funds right when you need them for the next phase of the construction schedule.

Expertise you can trust

Our lending team knows how to tailor loan solutions for projects just like yours.

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

*All applications are subject to credit approval. Some restrictions may apply.

Business Checking Account

If you're focused on greater efficiency, you've come to the right place.

Learn More

Here to help

No matter your inquiry, give us a call at (805) 733-7600, or use one of our other convenient contact methods.