Save smarter while staying flexible
Our Money Market Accounts help you earn more while keeping your savings accessible. You'll enjoy competitive rates and the freedom to manage your money your way. Access your funds easily with checks, online and mobile banking, or in-person at a CoastHills location. Whether you're saving for something big or just want to grow your funds faster, our Money Market Accounts provide the perfect blend of earning power and convenience.
Money Market
- $5,000 minimum balance
- Write checks or access your funds through online and mobile banking, or by visiting a CoastHills branch
Peak Money Market
- $25,000 minimum balance
- Easy access with online and mobile banking, or by visiting a CoastHills branch
| Overview | Ideal for savers who want full access and no fees. | Geared toward higher balances with premium earning potential. |
|---|---|---|
| Minimum Opening Deposit | $5,000 | $25,000 |
| Monthly Service Fee | $0 | $101 |
| Access to Funds | Check writing, online and mobile banking, in-branch. | Online and mobile banking, in-branch |
| Tiered Dividend Structure (higher balances earn higher dividends) | ||
| Savings are federally insured up to $250,000 by the NCUA |
1APY=Annual Percentage Yield. Rate effective January 6, 2025. Minimum deposit ranges from $25,000 to $1,000,000. APY is determined by balance. The balance ranges and corresponding dividend rates and APYs applicable to each tier are disclosed in the Deposit Rate Sheet. $10 monthly fee waived if minimum average daily balance requirement of $25,000 is met. Certain restrictions apply. Speak to a Member Services Officer for details.
CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.
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Your questions answered
You can find your account number by logging in to CoastHills Online or Mobile Banking. Select the account, then the Account Details drop down. From there, you'll see the ACH number, which is your 13-digit account number.
Travel notes cannot be placed over the phone. To place a note on your account, you can send a secure message in CoastHills Online Banking or visit a CoastHills branch.
To send a secure message, log in to CoastHills Online Banking. Select Additional Services, then Secure Messaging. Underneath the search bar, you'll click New Message and complete the ticket.
For mobile, you'll select More from the bottom of your screen, then Secure Messaging. Click on New Message and complete the ticket.
The CoastHills routing number is 322270822
Your checking account number starts with 18, followed by 0's up until your reach your Member Number. For example: 180000012345 is your checking account number. 12345 is your member number.
Your savings are federally insured by the National Credit Union Administration (NCUA), to at least $250,000 and backed by the full faith and credit of the United States Government.
To learn more about federally insured savings coverage, give us a call at (805) 733-7600 or make an appointment at one of our 12 local branches.
