Earn more with no extra fees

Looking for a way to make your savings work harder? Our Money Market Account helps you grow your money with tiered dividends, flexible access and no monthly fees. Whether you're saving for the future or just want to earn more, this account makes it easy.

Start Earning with $5,000

Open your account with a $5,000 deposit and unlock tiered dividends that grow with your balance.

No Monthly Fees

Keep more of your money - there are no maintenance fees, and there's no minimum balance requirement to keep your account active.

Easy Access to Your Funds

Access your savings your way: write checks, use online or mobile banking, or visit a CoastHills branch in person.

Flexible Saving, Your Way

Save on your terms, whether it's for a short-term goal or a long-term plan.

Confidence in Your Savings

Feel secure knowing your deposits are federally insured up to $250,000 by the NCUA.
Money Market Account (min. opening deposit $5,000) Rate APY
$5,000 to $24,999.990.25%0.25%
$25,000 to $49,999.990.30%0.30%
$50,000 to $99,999.990.35%0.35%
$100,000 to $199,999.990.50%0.50%
$200,000 and above0.75%0.75%

Dividends earned on daily balance. Fees may reduce earnings. Annual percentage yield (APY) and dividend rates are valid as of January 6, 2025 and subject to change at any time. APY calculation assumes no withdrawal of dividend. The annual percentage yield is accurate as of the last dividend declaration date. For members of CoastHills Credit Union only. This page is a supplement to the Truth in Savings Disclosure, Funds Availability Notice and Fee Schedule.

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

FAQs

Your questions answered


You can find your account number by logging in to CoastHills Online or Mobile Banking. Select the account, then the Account Details drop down. From there, you'll see the ACH number, which is your 13-digit account number.

Travel notes cannot be placed over the phone. To place a note on your account, you can send a secure message in CoastHills Online Banking or visit a CoastHills branch. 

To send a secure message, log in to CoastHills Online Banking. Select Additional Services, then Secure Messaging. Underneath the search bar, you'll click New Message and complete the ticket.

For mobile, you'll select More from the bottom of your screen, then Secure Messaging. Click on New Message and complete the ticket.

The CoastHills routing number is 322270822

Your checking account number starts with 18, followed by 0's up until your reach your Member Number. For example: 180000012345 is your checking account number. 12345 is your member number.

Your savings are federally insured by the National Credit Union Administration (NCUA), to at least $250,000 and backed by the full faith and credit of the United States Government.

To learn more about federally insured savings coverage, give us a call at (805) 733-7600 or make an appointment at one of our 12 local branches.

Freedom Plus Checking

High-dividend, free checking loaded with fantastic perks.

Learn More

Here to help

No matter your inquiry, give us a call at (805) 733-7600, toll-free at (800) 262-4488, or use one of our other convenient contact methods.