Take your savings to the next level
Ready to elevate your savings? Our Peak Money Market Account is designed to help you grow your funds faster with higher dividends1 for larger balances. It's a smart way to keep your savings working harder while maintaining easy access when you need it.
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| Peak Money Market Account (minimum balance $25,000) | Rate | APY |
|---|---|---|
| $25,000 to $49,999.99 | 0.25% | 0.25% |
| $50,000 to $99,999.99 | 0.50% | 0.50% |
| $100,000 to $249,999.99 | 1.00% | 1.00% |
| $250,000 to $499,999.99 | 1.49% | 1.50% |
| $500,000 to $749,999.99 | 1.98% | 2.00% |
| $750,000 to $999,999.99 | 2.47% | 2.50% |
| $1,000,000 and above | 2.96% | 3.00% |
Dividends earned on daily balance. Fees may reduce earnings. Annual percentage yield (APY) and dividend rates are valid as of January 6, 2025 and subject to change at any time. APY calculation assumes no withdrawal of dividend. The annual percentage yield is accurate as of the last dividend declaration date. For members of CoastHills Credit Union only. This page is a supplement to the Truth in Savings Disclosure, Funds Availability Notice and Fee Schedule.
1APY=Annual Percentage Yield. Rate effective January 6, 2025. Minimum deposit ranges from $25,000 to $1,000,000. APY is determined by balance. The balance ranges and corresponding dividend rates and APYs applicable to each tier are disclosed in the Deposit Rate Sheet. $10 monthly fee waived if minimum average daily balance requirement of $25,000 is met. Certain restrictions apply. Speak to a Member Services Officer for details.
CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.
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Your questions answered
You can find your account number by logging in to CoastHills Online or Mobile Banking. Select the account, then the Account Details drop down. From there, you'll see the ACH number, which is your 13-digit account number.
Travel notes cannot be placed over the phone. To place a note on your account, you can send a secure message in CoastHills Online Banking or visit a CoastHills branch.
To send a secure message, log in to CoastHills Online Banking. Select Additional Services, then Secure Messaging. Underneath the search bar, you'll click New Message and complete the ticket.
For mobile, you'll select More from the bottom of your screen, then Secure Messaging. Click on New Message and complete the ticket.
The CoastHills routing number is 322270822
Your checking account number starts with 18, followed by 0's up until your reach your Member Number. For example: 180000012345 is your checking account number. 12345 is your member number.
Your savings are federally insured by the National Credit Union Administration (NCUA), to at least $250,000 and backed by the full faith and credit of the United States Government.
To learn more about federally insured savings coverage, give us a call at (805) 733-7600 or make an appointment at one of our 12 local branches.
