Mortgage & Home Equity Loans

These loans hold the key to your homeownership plans

Get a new mortgage, refinance your current loan or tap into your equity to get money for special projects and purchases. Our experienced lending team can help you with all of the above - and they'll go all out to make you feel right at home.

Already have an application? Check your borrower portal for updates on your loan.

Mortgage Loans

Homes along the Central Coast come in many different sizes and styles. You could say the same thing about our mortgage options.

  • Fixed-rate and adjustable-rate loans
  • Jumbo mortgages

Home Equity Loans

Now could be the time to tap into your home's increased equity and put it to good use.

  • Lump sum loans and lines of credit
  • Funds for almost any purpose

Mortgage Refinance

If you're looking for better terms on your home loan, a CoastHills refi could help reset your finances.

  • Save money on interest
  • Cash-out options

Meet our Mortgage Loan Officers

They're local to the Central Coast, friendly, experienced and ready to provide you with personal attention.

  • Find lender contact info
  • Set up appointments

How to Avoid Foreclosure

If you've encountered some hard times and fallen behind on mortgage payments, we may be able to help you.

  • Read about loan modification
  • Learn which documents we'll need

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

*Subject to credit approval. Some restrictions may apply.


Your questions answered

By setting up automatic payments on any loan, you're reducing your risk of missing a payment which could result in late fees. For help in setting up autopay, visit any of our 12 Central Coast locations, or call us at (805) 733-7600

Here to help

No matter your inquiry, give us a call at (805) 733-7600, toll-free at (800) 262-4488, or use one of our other convenient contact methods.