We look forward to helping you reach your financial goals
A credit union offers the same financial services you would find at a bank, except we’re a not-for-profit cooperative. Meaning, we’re here to help people, not line the pockets of a few shareholders. At CoastHills, we’re ready to welcome you with open arms.
- Join online or by scheduling an appointment at one of our 11 local branches*
- All it takes is $10 to begin ($5 membership fee + $5 minimum deposit)**
- Be prepared to provide: a government-issued photo ID, like a driver’s license or passport; your complete physical and mailing address; your Social Security Number and date of birth.
Ready to get started? Visit our online application or schedule an appointment at your nearest branch.
Membership privileges
As a member, you become member-owner of the Credit Union and get to vote for our Board of Directors.
Financial perks
Credit unions are not-for-profit financial cooperatives that offer lower fees and better deposit rates than most banks.
Giving back
Your membership fee is donated to the CoastHills Community Foundation, which provides financial support each year to various nonprofit organizations and schools throughout the Central Coast.
How to qualify for CoastHills membership
CoastHills offers membership through a Multiple Common Bond charter, which allows us to welcome anyone who meets one of the following eligibility criteria:
- Association Eligibility (Default): You qualify through membership, employment, or retirement with a qualified association. The Community Impact Fund is a qualified association and is available to all new members at no cost. CoastHills will take care of your enrollment during account opening, and you’ll receive access to valuable financial education resources directly from The Community Impact Fund.
Other eligibility options:
Occupational Eligibility
You qualify if you are a current employee, student, or retiree of a qualified employer or school, including Allan Hancock College, Community Health Centers of the Central Coast, or CoastHills Credit Union.
Immediate Family Eligibility
You qualify if you have an immediate family member who is an existing CoastHills member. Eligible family members include a spouse, child, sibling, parent, grandparent, or grandchild, as well as stepparents, stepchildren, stepsiblings, and adoptive relationships.
Household Eligibility
You qualify if you share a household with someone who is a CoastHills member.
CoastHills Credit Union is a full-service financial institution with 11 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.
*Must be 18 or older to apply online.
**Your $5 membership fee is donated to the CoastHills Community Foundation.
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CoastHills does not provide copies of drafts with our statements.
CoastHills does not provide copies of deposited items.
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