Our rates are in your best interests

Credit unions are not-for-profit organizations - and that's definitely a plus for you. Members can typically count on competitive loan rates, higher earnings on their savings, and free or low-cost financial services.

Deposit Rates

Dividend payments on savings, Money Market, Certificate and IRA accounts give you a nice, firm push toward your financial goals.  

Consumer Loan Rates

Competitive interest rates can save you a bunch of money when you borrow funds to buy a car, remodel your home, eliminate debt or do something else important.

Mortgage Rates

For many people, buying a home is the biggest investment they'll ever make. The good news is that we can trim your housing costs with our borrower-friendly rates.

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.


Your questions answered

The CoastHills routing number is 322270822

Your checking account number starts with 18, followed by 0's up until your reach your Member Number. For example: 180000012345 is your checking account number. 12345 is your member number.

Community Involvement

Making a positive difference in our neighbors' lives is the most important work we do.

Learn More

Here to help

No matter your inquiry, give us a call at (805) 733-7600, or use one of our other convenient contact methods.