Business Checking Accounts

If you're focused on greater efficiency, you've come to the right place

In a successful business, every part of the operation must pull its weight. That includes the checking account. At CoastHills, our business checking options feature low fees that help trim expenses and money management tools that save time and reduce workloads.

Business Preferred Checking

Online and Mobile Banking tools allow you to move money effortlessly, while Visa® debit cards streamline your purchasing process.

  • 400 free monthly transactions
  • Pay bills electronically

Business Preferred Plus Checking

Generate added income with a checking account that pays competitive dividends on deposits.

  • 24/7 Online and Mobile Banking
  • $15 monthly fee waived with $10,000 minimum balance
Business Preferred Checking

Business Preferred Plus Checking

Minimum Daily Balance1



Monthly Service Fee2



Minimum Opening Balance



400 Items Processed per Month ($0.20 each after)3
Maximum Monthly Cash Deposits

$2,500 ($2 per $1,000 each after)

$5,000 ($2 per $1,000 each after)

Earns Dividends

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.


Your questions answered

You can find your account number by logging in to CoastHills Online or Mobile Banking. Select the account, then the Account Details drop down. From there, you'll see the ACH number, which is your 13-digit account number.

Travel notes cannot be placed over the phone. To place a note on your account, you can send a secure message in CoastHills Online Banking or visit a CoastHills branch. 

To send a secure message, log in to CoastHills Online Banking. Select Additional Services, then Secure Messaging. Underneath the search bar, you'll click New Message and complete the ticket.

For mobile, you'll select More from the bottom of your screen, then Secure Messaging. Click on New Message and complete the ticket.

The CoastHills routing number is 322270822

Your checking account number starts with 18, followed by 0's up until your reach your Member Number. For example: 180000012345 is your checking account number. 12345 is your member number.

Your savings are federally insured by the National Credit Union Administration (NCUA), to at least $250,000 and backed by the full faith and credit of the United States Government.

To learn more about federally insured savings coverage, give us a call at (805) 733-7600 or make an appointment at one of our 12 local branches.

Our Super Checking account offers high-dividends, fee-free ATM access and identity theft protection, all for only $5.95 per month. 

Through our Relationship Rewards program, you earn points for every CoastHills product and service you use. Awesome members, who have earned 10 or more points will have their Super Checking monthly fee waived, as long as they remain an Awesome member. Once you drop to a lower Relationship Rewards tier, your monthly fee will no longer be waived.

To learn more about Relationship Rewards, give us a call at (805) 733-7600 or make an appointment at one of our 12 local branches.

Business Online Banking

Manage your CoastHills business accounts on your terms with online banking.

Learn More

Here to help

No matter your inquiry, give us a call at (805) 733-7600, or use one of our other convenient contact methods.