Savings Accounts

Your savings journey can lead to somewhere special.

The best reason to save money? It's different for everyone. The best saving strategy? That's also a personal matter. Whether you're preparing for a rainy day, dreaming of doing something big, or budgeting for a brighter holiday season, CoastHills has an account that's just right for you.

Basic Share (Savings) Account

Welcome aboard! By opening this account, you become a CoastHills member and have access to all of the best-in-class financial services we offer.

  • Become a member-owner of the Credit Union
  • Earn dividends

Special Share Account

Start with an idea. Come up with an action plan. Then set up a separate account that helps you save specifically for whatever you have in mind - maybe a vacation, wedding, motorcycle or backyard pool?

  • No minimum balance
  • Save faster by scheduling automatic transfers 

Health Savings Account

Create your own safety net with an HSA. By building up your savings to address future medical expenses, you can reduce your financial burden when getting the care you need.

  • Set aside pre-tax or tax-deductible money for qualified expenses
  • Earn competitive dividends and maintain easy access

Holiday Club Account

It's the most wonderful time of the year - and often the most expensive, too. If you want more merriment this holiday season, open an account that helps you save year-round.

  • Make as many deposits as you wish
  • Money can be transferred to your CoastHills checking account in mid-November

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

Wallet-friendly rates

Count on us for great loan rates and earnings on your savings.

Promo Certificate
as high as
4.05%
APY*
Peak Money Market
as high as
3.00%
APY*
Money Market Account
as high as
0.75%
APY*
Checking Accounts
as high as
0.50%
APY*
*Click the rate for disclosure information. APY = Annual Percentage Yield. APR = Annual Percentage Rate.

Bank confidently

Related Calculator Related Article Online Banking Mobile Banking Membership/Join

FAQs

Your questions answered

You can find your account number by logging in to CoastHills Online or Mobile Banking. Select the account, then the Account Details drop down. From there, you'll see the ACH number, which is your 13-digit account number.

Travel notes cannot be placed over the phone. To place a note on your account, you can send a secure message in CoastHills Online Banking or visit a CoastHills branch. 

To send a secure message, log in to CoastHills Online Banking. Select Additional Services, then Secure Messaging. Underneath the search bar, you'll click New Message and complete the ticket.

For mobile, you'll select More from the bottom of your screen, then Secure Messaging. Click on New Message and complete the ticket.

The CoastHills routing number is 322270822

Your checking account number starts with 18, followed by 0's up until your reach your Member Number. For example: 180000012345 is your checking account number. 12345 is your member number.

Your savings are federally insured by the National Credit Union Administration (NCUA), to at least $250,000 and backed by the full faith and credit of the United States Government.

To learn more about federally insured savings coverage, give us a call at (805) 733-7600 or make an appointment at one of our 12 local branches.

Here to help

No matter your inquiry, give us a call at (805) 733-7600, toll-free at (800) 262-4488, or use one of our other convenient contact methods.