Basic Share (Savings) Account

This could be the beginning of something special

Open a Basic Share Account, and you become a member of CoastHills Credit Union. Membership gives you access to low-cost loans, high-performance deposit accounts and other first-rate financial services. Plus, by opening a Basic Share Account, you also begin a savings journey that can help you meet tomorrow's challenges and enjoy life's many pleasures. Which benefit is more exciting? Let's call it a tie.

Welcome aboard

As a CoastHills member, you become member-owner of the Credit Union and (if you're 16 or over) get to vote for our Board of Directors and Supervisory Committee.

All it takes is $10

That breaks down to a $5 membership fee and $5 minimum deposit in your Basic Share Account.

Doing good deeds

Your membership fee is donated to the CoastHills Community Foundation, which supports hundreds of community organizations each year.

Grow your money

Make as many deposits as you wish - and earn additional cash through our regular dividend payments.

Safe and secure

Your savings are federally insured up to $250,000 by the NCUA and you can visit us to explore ways to potentially increase this coverage.

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.


Your questions answered

You can find your account number by logging in to CoastHills Online or Mobile Banking. Select the account, then the Account Details drop down. From there, you'll see the ACH number, which is your 13-digit account number.

Travel notes cannot be placed over the phone. To place a note on your account, you can send a secure message in CoastHills Online Banking or visit a CoastHills branch. 

To send a secure message, log in to CoastHills Online Banking. Select Additional Services, then Secure Messaging. Underneath the search bar, you'll click New Message and complete the ticket.

For mobile, you'll select More from the bottom of your screen, then Secure Messaging. Click on New Message and complete the ticket.

The CoastHills routing number is 322270822

Your checking account number starts with 18, followed by 0's up until your reach your Member Number. For example: 180000012345 is your checking account number. 12345 is your member number.

Your savings are federally insured by the National Credit Union Administration (NCUA), to at least $250,000 and backed by the full faith and credit of the United States Government.

To learn more about federally insured savings coverage, give us a call at (805) 733-7600 or make an appointment at one of our 12 local branches.

Vehicle Loans

Travel life's highways, cruise California waters. We'll help you get out and go.

Learn More

Here to help

No matter your inquiry, give us a call at (805) 733-7600, toll-free at (800) 262-4488, or use one of our other convenient contact methods.