Business Savings Accounts

Growing your money is a key factor in growing your business

Your business has solid plans and a strategic vision. Now you're focused on building up the funding base needed to make it all happen. We offer a range of dividend-earning accounts to help you cover future costs and pursue those ambitious goals.

Business Share Account

This multi-purpose account establishes your membership with CoastHills and also offers a secure place to keep reserve funds.

  • Open account with just $5
  • Free Online and Mobile Banking

Special Savings

Simplify your money management by creating separate accounts for different business locations, in-house departments or future projects.

  • Open as many accounts as you wish
  • Each account earns competitive dividends

Money Market

Earn more than you would with a traditional savings account - plus your funds are instantly available whenever needed to cover expenses or make key investments.

  • Tiered rate system offers growth potential
  • Fast access to funds through digital banking tools
Business Share Account

Special Savings

Money Market

Certificate Accounts1

Your business need:

Safe, secure and liquid account for saving and earning.

Managing multiple categories of savings accounts

High earning potential with flexible access

Highest earning potential for funds that can be locked up for specific terms from 3 to 60 months.

Minimum balance requirement




  • $500
  • $50,000 (mini-jumbo)
  • $100,000 (jumbo)
Monthly fee $0 $0 $0 $0
Additional info:

Cash access while earning dividends

You can set up unlimited separate accounts

Tiered rates with limited check writing

Add-on feature available to increase certificate balance2

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.


Your questions answered

You can find your account number by logging in to CoastHills Online or Mobile Banking. Select the account, then the Account Details drop down. From there, you'll see the ACH number, which is your 13-digit account number.

Travel notes cannot be placed over the phone. To place a note on your account, you can send a secure message in CoastHills Online Banking or visit a CoastHills branch. 

To send a secure message, log in to CoastHills Online Banking. Select Additional Services, then Secure Messaging. Underneath the search bar, you'll click New Message and complete the ticket.

For mobile, you'll select More from the bottom of your screen, then Secure Messaging. Click on New Message and complete the ticket.

The CoastHills routing number is 322270822

Your checking account number starts with 18, followed by 0's up until your reach your Member Number. For example: 180000012345 is your checking account number. 12345 is your member number.

Your savings are federally insured by the National Credit Union Administration (NCUA), to at least $250,000 and backed by the full faith and credit of the United States Government.

To learn more about federally insured savings coverage, give us a call at (805) 733-7600 or make an appointment at one of our 12 local branches.

Business Online Banking

Manage your CoastHills business accounts on your terms with online banking.

Learn More

Here to help

No matter your inquiry, give us a call at (805) 733-7600, or use one of our other convenient contact methods.