Visa® Balance Transfer


3.99% Intro APR1 on balance transfers for 6 months and no balance transfer fee!

Maximize Your Savings

Take control of your finances by transferring your high-rate credit card balances to a CoastHills Visa credit card. With a 3.99% introductory APR1 for the first 6 months and no balance transfer fees, you can start saving right away!

Why Transfer Your Balance to CoastHills?

  • Save on Interest - The average credit card APR is 24%, but you'll enjoy just 3.99% APR for the first 6 months1.
  • No Balance Transfer Fees - Keep more of your money instead of paying 2%-5% in fees like other cards.
  • Pay Off Debt Faster - Lower interest means more of your payment goes toward reducing your balance.

See the Savings in Action
Let's say you owe $10,000 on another credit card with a 24% APR. In just one month, you'd pay $199.15 in interest. With our 3.99% introductory APR1, your interest for the same month would be just $32.85 - a savings of $166.30! Think about how those savings add up over six months. Use our Balance Transfer Calculator to see your potential savings.

Transfer Your Balance in Four Easy Steps:

  1. Log in to online banking or your mobile app
  2. Select your CoastHills Visa credit card
  3. Go to Account Services
  4. Choose "New Balance Transfer" and follow the prompts

Transferring your credit card balance can help you pay off debt faster and with less stress. Whether you're tackling holiday spending or consolidating multiple credit cards, our low intro APR gives you the financial flexibility to make progress toward your goals.

Don’t Have a CoastHills Visa Credit Card?

Apply today and take advantage of our 3.99% intro APR1 on balance transfers for 6 months with no transfer fee. Plus, enjoy rewards, digital banking tools, and fraud protection to help you manage your finances with ease.

Financial Wellness Center

Take control of your financial future by tackling credit card debt with confidence. From budgeting tips to debt pay-down strategies, our Financial Wellness Center is your go-to resource for building a brighter financial future.

By using this calculator, you agree to the following:
This calculator is provided for educational purposes only, and it does not provide information on any Coast Hills Credit Union (CoastHills) products or offers. The calculator’s examples and results are illustrative, hypothetical information. CoastHills is not responsible for the content, results, or accuracy of the information on the calculators, either in general or for your specific circumstances.

This calculator is a self-help tool for your independent use, and it is not intended to provide legal, tax, or investment advice. The examples are not representative of any investment class or security. No guarantee explicit or implied is offered. You are encouraged to seek personalized advice from qualified professionals regarding all personal financial matters.

By using this calculator, you agree that you are not requesting information on any CoastHills product, including any loan, deposit, or any other financial product. CoastHills is not liable for any loss or damage whatsoever, which may be attributable to the use of this calculator.

1APR= Annual Percentage Rate. 3.99% intro APR for 6 months from the date of first transfer. Existing CoastHills Visa balances not eligible for balance transfer APR. After the intro APR expires, your APR will be calculated using: Prime Rate + Margin of 2.24% to 9.74%, based on your credit worthiness. Not to exceed 17.99%.