Tax Season Scams: How To Stay Safe
Tax season is a busy time for filers - and for scammers looking to take advantage of the rush. Fraudsters use a variety of tactics to trick people into sharing personal and financial information, often posing as the IRS, tax preparers, or government agencies. Falling for these scams can lead to identity theft, financial loss and frustration. Knowing what to watch for can help protect your information and your peace of mind.
Common Tax Season Scams
- Fake IRS Calls or Emails: Scammers impersonate IRS agents, claiming you owe back taxes or are due a refund. They may demand payment through gift cards, wire transfers, or cryptocurrency - or try to trick you into providing sensitive information like your Social Security number.
- Tax Preparer Fraud: Some scammers pose as legitimate tax preparers, offering to file your taxes for a fee. Instead, they steal your information, file fraudulent returns, or take your refund.
- Phishing Emails and Texts: Fake messages designed to look like official IRS or tax software communications may ask you to click a link or download an attachment. These links can install malware on your device or direct you to a fraudulent website that steals your login credentials.
How to Protect Yourself
- Know How the IRS Communicates: The IRS will never call, text, or email you to demand immediate payment. They primarily communicate by mail.
- Verify Your Tax Preparer: Choose a reputable tax professional with a Preparer Tax Identification Number (PTIN). Check their credentials and reviews before handing over your information.
- Be Skeptical of Unexpected Messages: Never click links or download attachments from emails or texts claiming to be from the IRS. If in doubt, go directly to the official IRS website at www.irs.gov.
- Protect Your Personal Information: The IRS doesn't ask for sensitive details like your Social Security number or banking information through email or text.
Tax season should be about filing with confidence - not worrying about scams. By staying alert and following these tips, you can protect your information and avoid fraud.
If you think you might have inadvertently shared your personal information with a scammer, please contact us as soon as possible. You can call us at (805) 733-7600, or visit our Fraud Protection page and complete the form.