Data Breaches: How To Protect Your Personal Information

Data breaches are an unfortunate reality in our digital world. Any organization that stores personal information, from large corporations to small businesses, can become a target. When a breach occurs, sensitive data such as Social Security numbers, financial details and other personal information can fall into the wrong hands, putting individuals at risk of identity theft and fraud. Understanding the common types of data breaches can help you take steps to protect yourself.

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Common Types of Data Breaches

1. Phishing Attacks: Cybercriminals use fake emails or websites to trick individuals into providing sensitive information, like passwords or credit card numbers. These attacks often impersonate trusted organizations, making it easy to fall victim. 
2. Ransomware: In ransomware attacks, hackers encrypt your files and demand payment for their release. These attacks target both individuals and businesses, locking valuable information behind a paywall. 
3. Malware: Malware, or malicious software, can be installed on your device when you click on suspicious links or download harmful attachments. Once installed, malware can steal data or give criminals access to your personal accounts. 
4. Human Error: Sometimes data breaches occur due to accidental exposure, such as sending personal data to the wrong email address or misconfiguring security settings. 

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How to Protect Yourself

1. Change Your Username and Password: Start by updating your login details for the affected account. If you use the same username or password for other accounts, update those as well. This is especially important for accounts that contain sensitive information, like utility, healthcare or financial accounts. 
2. Enable Multi-Factor Authentication (MFA): Adding an extra layer of security, such as a code sent to your phone, can make it harder for scammers to access your accounts, even if they have your password. 
3. Monitor Your Credit: If your Social Security number was exposed, set up fraud alerts with the major credit bureaus (Equifax, Experian, and TransUnion). You can also freeze your credit for free to prevent new accounts from being opened in your name. 
4. Watch for Unusual Activity: Keep a close eye on your bank and credit card statements for any suspicious transactions. If something doesn’t look right, report it immediately. 

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Act Quickly to Safeguard Your Information

While it’s easy to feel overwhelmed by constant data breach news, taking swift action can make a big difference. Updating your login information and adding security measures to your accounts can help prevent scammers from accessing your personal details.

If you believe your information has been compromised, please contact us as soon as possible. You can call us at (805) 733-7600, or visit our Fraud Protection page and complete the form.