Platinum Rewards Visa®


Everyone is looking for the perfect shopping companion

The Platinum Rewards Visa does equally well if you're buying online, visiting your favorite store or grabbing a meal at a nice restaurant. After all, you earn one point per $1 spent with every swipe, tap, or online click. Our Platinum Rewards Visa credit card is a great option whether you’re just beginning your credit journey or you’re more established but looking for a low rate, no fee card with credit lines up to $25,000.

  • Low variable rate1
  • No annual or balance transfer fees
  • Intro 3.99% APR2 on balance transfers for the first 6 months
  • Visa's $0 fraud liability policy means you're not held responsible for unauthorized purchases3
  • Link to your smartphone for one-tap payments through Apple Pay and Google Pay
  • New cardholders will also receive 25,000 bonus points4 after spending $2,500 in the first 60 days of account opening. That’s worth $250 in rewards, just to get you started!

Pile up the points

Each purchase moves you one step closer to rewards that include cash rewards, travel services, merchandise and more.

A big head start

Make $2,500 in card purchases in the first 60 days and earn 25,000 bonus points4.

Money-saving rates

The less you spend on interest payments, the more you have to cover all of life's other expenses.

One-touch convenience

Link your Visa card to your smartphone for faster trips through the check-out line.

Feel secure

Visa card perks help protect you against ID theft, unauthorized purchases and other forms of fraud.

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

1 APR= Annual Percentage Rate. Your APR will be calculated using: Prime Rate + Margin of 2.24% to 9.74%, based on your credit worthiness. Not to exceed 17.99%. All applications are subject to credit approval. All rates are subject to change without notice.
2 APR= Annual Percentage Rate. 3.99% intro APR for 6 months from the date of first transfer. Existing CoastHills Visa balances not eligible for balance transfer APR. After the intro APR expires, your APR will be calculated using: Prime Rate + Margin of 2.24% to 9.74%, based on your credit worthiness. Not to exceed 17.99%.
3 Visa's Zero Liability policy does not apply to unauthorized transactions on prepaid cards for which the issuing financial institution has not collected the cardholder's personal information prior to the transaction or to certain commercial card transactions. Cardholders must use care in protecting their card and notify their financial institution immediately of any unauthorized use. Cardholders should contact their issuing financial institution for additional details.
4 May take up to 100 days to receive bonus points. Speak to a Member Services Officer for details.

*Subject to credit approval. Some restrictions may apply.

FAQs

Your questions answered


You can view your rewards points balance from the home screen within your credit card payment portal. 

To access this, you'll need to log in to CoastHills Online Banking, select Additional Services, then Credit Cards. From there, you'll be taken to your credit card payment portal. 

To redeem your rewards points, you'll select View Rewards from the home screen within your credit card payment portal. You'll be taken to the ScoreCard rewards site, where you can shop and redeem your rewards points.

If your debit or credit card has been blocked, please contact Falcon Fraud at (855) 961-1602, or if you are unsure if your card has been blocked for fraud, give us a call at (805) 733-7600 or visit one of our 12 local branches.

You may purchase foreign currency by calling our Call Center at (805) 733-7600. 

Once the order has been placed, major currencies like Euros, Canadian Dollar, English Pounds, etc. will arrive in 1-3 business days. All other currencies considered to be exotic may take an additional day.

You can report your card lost or stolen and order a replacement from within Online and Mobile Banking. 

From within Online Banking:
After logging in, select Additional Services then Card Management.

From within Mobile Banking:
After logging in, select More from the bottom right corner then Card Management at the top of the page.

Or you may give us a call at (805) 733-7600.

Freedom Plus Checking

High-dividend, free checking loaded with fantastic perks.

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Here to help

No matter your inquiry, give us a call at (805) 733-7600, or use one of our other convenient contact methods.