Transfer balances. Save money. It's that easy.
Even if you keep close tabs on spending, soaring interest charges on credit card balances can strain your finances. But there's an easy way to relieve the pressure. Transfer your balance from your high-rate credit card to your CoastHills Visa® credit card and you'll earn an introductory 3.99% APR1 for the first six months, with no balance transfer fee. The process is fast and simple - and can save you hundreds of dollars.
- Transfer your balance at any time through CoastHills Online and Mobile Banking.
- Once you login, select your CoastHills Visa card or "Credit Cards" from the "Additional Services" drop down menu.
- Select "Account Services," then "New Balance Transfer" at the bottom of the page and follow the prompts.
- You can also give us a call at (805) 733-7600 or download the form and drop it off at your local CoastHills branch.
Open a CoastHills Visa card
Enjoy an introductory 3.99% APR1 for the first six months, with no balance transfer fee.
Make the move
Transfer balances from higher interest cards through Online or Mobile Banking, by downloading the application on this web page, or by contacting us at (805) 733-7600.
Start saving money
With our rates, you'll lower your interest charges, saving you lots of cash.
CoastHills Credit Union is a full-service financial institution with 11 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.
1 APR= Annual Percentage Rate. 3.99% intro APR for 6 months from the date of first transfer. Existing CoastHills Visa balances not eligible for balance transfer APR. After the intro APR expires, your APR will be calculated using: Prime Rate + Margin of 2.24% to 9.74%, based on your credit worthiness. Not to exceed 17.99%.
Wallet-friendly rates
Count on us for great loan rates and earnings on your savings.
Bank confidently
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Your questions answered
You can view your rewards points balance from the home screen within your credit card payment portal.
To access this, you'll need to log in to CoastHills Online Banking, select Additional Services, then Credit Cards. From there, you'll be taken to your credit card payment portal.
To redeem your rewards points, you'll select View Rewards from the home screen within your credit card payment portal. You'll be taken to the ScoreCard rewards site, where you can shop and redeem your rewards points.
If your debit or credit card has been blocked, please contact Falcon Fraud at (855) 961-1602, or if you are unsure if your card has been blocked for fraud, give us a call at (805) 733-7600 or visit one of our 12 local branches.
You can report your card lost or stolen and order a replacement from within Online and Mobile Banking.
From within Online Banking:
After logging in, select Additional Services then Card Management.
From within Mobile Banking:
After logging in, select More from the bottom right corner then Card Management at the top of the page.
Or you may give us a call at (805) 733-7600.
Travel notes cannot be placed over the phone. To place a note on your account, you can send a secure message in CoastHills Online Banking or visit a CoastHills branch.
To send a secure message, log in to CoastHills Online Banking. Select Additional Services, then Secure Messaging. Underneath the search bar, you'll click New Message and complete the ticket.
For mobile, you'll select More from the bottom of your screen, then Secure Messaging. Click on New Message and complete the ticket.
