Visa® Balance Transfer

Transfer balances. Save money. It's that easy.

Even if you keep close tabs on spending, soaring interest charges on credit card balances can strain your finances. But there's an easy way to relieve the pressure. Transfer your balance from your high-rate credit card to your CoastHills Visa credit card and you'll earn an introductory 3.99% APR1 for the first six months, with no balance transfer fee. The process is fast and simple - and can save you hundreds of dollars.

  • Transfer your balance at any time through CoastHills Online and Mobile Banking.
  • Once you login, select your CoastHills Visa card or "Credit Cards" from the "Additional Services" drop down menu.
  • Select "Account Services," then "New Balance Transfer" at the bottom of the page and follow the prompts.
  • You can also give us a call at (805) 733-7600 or download the form and drop it off at your local CoastHills branch.

Open a CoastHills Visa card

Enjoy an introductory 3.99% APR1 for the first six months, with no balance transfer fee.

Make the move

Transfer balances from higher interest cards through Online or Mobile Banking, by downloading the application on this web page, or by contacting us at (805) 733-7600.

Start saving money

With our rates, you'll lower your interest charges, saving you lots of cash.

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

1 APR= Annual Percentage Rate. 3.99% intro APR for 6 months from the date of first transfer. Existing CoastHills Visa balances not eligible for balance transfer APR. After the intro APR expires, your APR will be calculated using: Prime Rate + Margin of 2.24% to 9.74%, based on your credit worthiness. Not to exceed 17.99%.


Your questions answered

You can view your rewards points balance from the home screen within your credit card payment portal. 

To access this, you'll need to log in to CoastHills Online Banking, select Additional Services, then Credit Cards. From there, you'll be taken to your credit card payment portal. 

To redeem your rewards points, you'll select View Rewards from the home screen within your credit card payment portal. You'll be taken to the ScoreCard rewards site, where you can shop and redeem your rewards points.

You may purchase foreign currency by calling our Call Center at (805) 733-7600. 

Once the order has been placed, major currencies like Euros, Canadian Dollar, English Pounds, etc. will arrive in 1-3 business days. All other currencies considered to be exotic may take an additional day.

If your debit or credit card has been blocked, please contact Falcon Fraud at (855) 961-1602, or if you are unsure if your card has been blocked for fraud, give us a call at (805) 733-7600 or visit one of our 12 local branches.

You can report your card lost or stolen and order a replacement from within Online and Mobile Banking. 

From within Online Banking:
After logging in, select Additional Services then Card Management.

From within Mobile Banking:
After logging in, select More from the bottom right corner then Card Management at the top of the page.

Or you may give us a call at (805) 733-7600.

Freedom Plus Checking

High-dividend, free checking loaded with fantastic perks.

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Here to help

No matter your inquiry, give us a call at (805) 733-7600, or use one of our other convenient contact methods.