A rock-solid loan that's easy to live with
These home loans come with fixed rates, meaning you have the same monthly payment (excluding insurance and property taxes) in Year 10, 20 or 30 as you have on day one. In short, world events won't ever cause your rate to jump and you can feel more confident planning your long-term finances.
Already have an application? Check your borrower portal for updates on your loan.
Our lending team is local and accessible, making all funding decisions here.
More loan choices
While the traditional mortgage length is 30 years, 10-, 15- and 20-year options are gaining popularity.
Your interest rate won't ever change over the life of the loan.
Switch to a loan with a lower rate - or change from an adjustable-rate to a fixed-rate loan to eliminate the possibility of a rate increase.
CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.
*Subject to credit approval. Some restrictions may apply.
Count on us for great loan rates and earnings on your savings.
Your questions answered
By setting up automatic payments on any loan, you're reducing your risk of missing a payment which could result in late fees. For help in setting up autopay, visit any of our 12 Central Coast locations, or call us at (805) 733-7600.
Freedom Plus Checking
High-dividend, free checking loaded with fantastic perks.