Super-sized loans for those who live large

If you feel you've run out of space, you may need to shop for a bigger home. Even if you're simply changing Central Coast locales, there's a good chance you'll encounter elevated real estate values. Not to worry. At CoastHills, you can finance up to $2 million with a Jumbo Loan that features right-sized rates and no origination fees.

Going Jumbo

The location of your home determines that maximum amount for a conventional mortgage. You'll need a Jumbo Loan if you're financing more than these amounts:

  • Monterey County: $915,400
  • San Luis Obispo County: $911,950
  • Santa Barbara County: $805,000
  • Santa Cruz County: $1,089,300
  • Ventura County: $948,750

Already have an application? Check your borrower portal for updates on your loan.

Take your pick

Jumbo Loans come with both fixed and adjustable rates.

Higher loan limits

Yes, homes can be expensive around here. That's why we offer financing up to $2 million.

Money-saving features

Our Jumbo Loans come with competitive rates and no origination fees.

Refinancing available

You may be able to save money - or shorten your repayment period - by switching to a new Jumbo Loan.

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

*Subject to credit approval. Some restrictions may apply.


Your questions answered

By setting up automatic payments on any loan, you're reducing your risk of missing a payment which could result in late fees. For help in setting up autopay, visit any of our 12 Central Coast locations, or call us at (805) 733-7600

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Here to help

No matter your inquiry, give us a call at (805) 733-7600, or use one of our other convenient contact methods.