VA Mortgage Loans

A great loan for those who have served a grateful nation

CoastHills began as Vandenberg Air Force Base Federal Credit Union, to serve the needs of military personnel - so we know all about the dedication of servicemembers and their families. In addition to thanking you for your service, we're proud to offer government-backed VA Mortgage Loans so you can get a place of your own.

Already have an application? Check your borrower portal for updates on your loan.

For men and women in uniform

Active duty personnel, veterans, reservists and some military spouses may be eligible for VA Loans.

No down payments

You gave 100% for your country, it's only right that we provide you with 100% financing.

Money-saving features

Lower interest rates than most mortgages, no Private Mortgage Insurance (PMI) and reduced closing costs.

Refinancing advantages

You may be able to trim your monthly payments by switching to a new VA Loan. Cash-out options are also available.

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

*Subject to credit approval. Some restrictions may apply.


Your questions answered

By setting up automatic payments on any loan, you're reducing your risk of missing a payment which could result in late fees. For help in setting up autopay, visit any of our 12 Central Coast locations, or call us at (805) 733-7600

Freedom Plus Checking

High-dividend, free checking loaded with fantastic perks.

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Here to help

No matter your inquiry, give us a call at (805) 733-7600, or use one of our other convenient contact methods.