How To Make Loan & Credit Card Payments Online


We make the loan payment process as convenient as possible

You don't have to mail a check. You don't have to make a phone call. It's quicker to make monthly payments on your CoastHills credit cards or consumer loans through our Online Banking portal or mobile app. The process is free and the instructions (below) are easy to follow.

Using Online Banking

First, make sure to register for Online Banking by visiting our website at CoastHills.coop and choosing “Register.” Just follow the onscreen instructions. (You’ll need your member number and PIN to get started. Use this guide for help

If you are already registered for Online Banking, visit CoastHills.coop, choose Member Login and sign in to your account. Once registered and signed in, you may use the following instructions to make a payment using either a web browser or our mobile app.

  1. In the Accounts section, locate your Visa card and click the pay button underneath it.
  2. Select the checking or savings account you would like the payment to come from. (Pro tip: You may use our mobile banking app to deposit checks into your CoastHills checking or savings account.)
  3. Select the payment date. Here, you may also set up a recurring payment by checking the “Repeat Transfer” box and selecting the frequency.
  4. Enter the amount and click “make transfer.”
  1. In the Accounts section, locate your Visa card and click on the title of the account. A new tab will open. Navigate to the new tab and click Pay Bill. (On the mobile app, the payment screen will open within the app.)
  2. Click “Add new account” and select whether the account you are paying from is a checking or savings account.
  3. Enter the payment account information, including the account and routing numbers of the external account. Verify and confirm that your information is correct.
  4. Choose the payment amount, date and verify the information is correct and confirm your payment.
  5. To set up an automatic recurring payment, select Payment Summary from the Payment drop-down menu and click “Create recurring payment.”
  6. Choose the payment amount, date and verify the information is correct and confirm your payment to set up your payment plan. You may cancel or modify your plan by selecting “Manage recurring payments” under the Payments drop-down menu.
  1. In the Accounts section, click the pay button underneath the loan you would like to pay.
  2. Select the checking or savings account you would like the payment to come from. Pro tip, you may use our mobile banking app to deposit checks into your CoastHills checking or savings account.
  3. Select the payment date. Here, you may also set up a recurring payment by checking the “Repeat Transfer” box and selecting the frequency.
  4. Enter the amount and click “make transfer.”

*To make an auto/personal loan payment from a non-CoastHills account, consider using LoanPay. (Want more info? View the LoanPay FAQ

 

  1. In the Accounts section, locate your Visa card and click the pay button underneath it.
  2. Select the checking or savings account you would like the payment to come from. *Pro tip, you may use our mobile banking app to deposit checks into your CoastHills checking or savings account.
  3. Select the payment date. Here, you may also set up a recurring payment by checking the “Repeat Transfer” box and selecting the frequency.
  4. Enter the amount and click “make transfer.”
  1. In the Accounts section, locate your mortgage and click on the title of the account. A new tab will open. Navigate to the new tab and click “Make a payment.” (On the mobile app, the payment screen will open within the app.)
  2. Enter the payment account information, including the account and routing numbers of the external account. Verify and confirm that your information is correct.
  3. Choose the payment amount, date and verify the information is correct.
  4. On the same screen, you may also set up automatic recurring payment by enrolling in Auto Pay. Submit and confirm your payment.

For printable instructions, click here.

For more information about Online Banking, click here For more information about Online Banking.

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

FAQs

Your questions answered


Your PIN number is 1234 and the last four digits of the primary account holder's Social Security Number.

A CoastHills Member Services Officer at any of our 12 Central Coast locations can assist you with a wire transfer. To get started, you'll need the following information:

About you and the transaction - 
Your name and 13-digit account number

About the receiving bank - 
Financial institution name, address and routing number.

For transfers to CoastHills, please use the following information:

CoastHills Credit Union
1075 E Betteravia Rd
Santa Maria, CA 93454

CoastHills Routing Number: 322270822

You can easily sign up for eStatements from both Online and Mobile Banking. 

After logging in, select Additional Services then eStatements. From there, you'll click Enrollment at the top of the page, select Electronic then Submit. Review the eSign Agreement then select I Agree at the bottom of the page. 

While we are currently not offering Zelle or any other P2P payment solution through our Online and Mobile Banking platform, you can easily download any P2P payment app separately and link your CoastHills account to start sending and receiving money through your phone.  

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Here to help

No matter your inquiry, give us a call at (805) 733-7600, or use one of our other convenient contact methods.