How To Make Loan & Credit Card Payments Online


Simple Steps to Pay Your Loans Online

Say goodbye to stamps, envelopes, and waiting on hold. Whether you’re paying off a CoastHills credit card, auto loan, or mortgage, you can take care of it online - quickly, securely and at your convenience.

First Things First: Log In
Haven’t registered for Online Banking yet?
No problem. Just click the “Login” button at the top of our website, then select “Register.”

You’ll need:

  • Your full 10-digit member number (including leading zeros, like 0000012345)
  • Your PIN (Need help? Click “Show” for guidance)

Need a little more help? Use this guide.

Already Registered?
Perfect - you're one step ahead! Just click the “Login” button at the top of our website to sign in. Once you're in, you can follow the steps below to make a payment, whether you're using a web browser or the CoastHills Mobile App.

For printable instructions on how to make a payment, click here.

Once you're signed in:

  1. Find your Visa card under the “Accounts” section and click the “Pay” button.
  2. Choose which CoastHills checking or savings account you want to use.
  3. Pick a payment date - today, or a future date that works best for you.
  4. Want to set it and forget it? Check the box to “Repeat Transfer” and choose how often.
  5. Enter the payment amount, then click “Make Transfer.”

You can also get there by choosing “Payment Center” and then “Make a Credit Card Payment.”

Prefer to use a checking or savings account from another financial institution? Here’s how:

  1. In the “Accounts” section, click on your Visa card title. (This opens a new tab in your browser. In the app, the payment screen will open in-app.)
  2. Click “Pay Bill.”
  3. Add your external account by entering the routing and account numbers.
  4. Choose the amount and date for your payment.
  5. Want to automate it?
    • Click on “Payment Summary” in the Payment menu.
    • Select “Create Recurring Payment,” then confirm the details.

Change your automatic payments anytime under “Manage Recurring Payments.”

For CoastHills vehicle or personal loans, it’s just as simple:

  1. Under “Accounts,” find your loan and click the “Pay” button.
  2. Select your CoastHills checking or savings account to fund the payment.
  3. Pick your payment date. Want to automate it? Check the “Repeat Transfer” box.
  4. Enter your amount and click “Make Transfer.”

Using a non-CoastHills account? Use our external LoanPay service.
Check out the LoanPay FAQ for details.

  1. In “Accounts,” find your mortgage and click the “Pay” button.
  2. Choose your CoastHills checking or savings account.
  3. Pick your date, and select “Repeat Transfer” if you’d like to automate it.
  4. Enter your payment amount and click “Make Transfer.”

Or navigate from “Payment Center” > “Make a Mortgage Payment.”

  1. Click your mortgage account title in the “Accounts” section. (A new tab opens, or the mobile screen appears in-app.)
  2. Click “Make a Payment.”
  3. Enter your external account details (account and routing numbers), then confirm.
  4. Pick your amount and date, and confirm the payment.
  5. Want it done automatically each month?
    • Enroll in Auto Pay right on that screen and submit your recurring setup.

You can also access this from “Payment Center” > “Make a Mortgage Payment.”

Your Money, Your Way
With CoastHills Online and Mobile Banking, loan payments fit into your life - not the other way around. From setting up one-time payments to automating your monthly bills, we’re here to make managing your loans as simple and stress-free as possible.

Need help? We're always just a click or call away.

CoastHills Credit Union is a full-service financial institution with 11 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

FAQs

Your questions answered


Your PIN number is 1234 and the last four digits of the primary account holder's Social Security Number.

A CoastHills Member Services Officer at any of our 12 Central Coast locations can assist you with a wire transfer. To get started, you'll need the following information:

About you and the transaction - 
Your name and 13-digit account number

About the receiving bank - 
Financial institution name, address and routing number.

For transfers to CoastHills, please use the following information:

CoastHills Credit Union
1075 E Betteravia Rd
Santa Maria, CA 93454

CoastHills Routing Number: 322270822

You can easily sign up for eStatements from both Online and Mobile Banking. 

After logging in, select Additional Services then eStatements. From there, you'll click Enrollment at the top of the page, select Electronic then Submit. Review the eSign Agreement then select I Agree at the bottom of the page. 

We are not currently offering Zelle through our Online or Mobile Banking platform.  

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Here to help

No matter your inquiry, give us a call at (805) 733-7600, toll-free at (800) 262-4488, or use one of our other convenient contact methods.