Welcome to Money Management


These powerful tools can help sharpen your financial focus

We all know that our finances are important. But sometimes it's difficult to find the time and energy to tackle what often feels like a complex subject. Our free online Money Management tool simplifies the process. It makes it easy to view all your accounts at a glance, track spending, set savings goals and make lifestyle changes that can leave your budget in a better place. Ready to get started? Just keep reading.

When you log into your CoastHills Online Banking portal, you’ll notice a section called Money Management. This powerful tool unlocks your ability to see a complete financial picture and manage your money quicker and easier than ever before.

From either the desktop version of Online Banking or from within the our Mobile Banking app, accept the terms, and you’ll already see your CoastHills banking products preloaded into Money Management. Begin adding any and all of your outside checking, savings or investment accounts, credit cards, loans or property values.

With all of your payment accounts feeding information to Money Management, you can easily see all of your transactions in one convenient feed, no matter which credit, debit or investment account you used to make the purchase.

Money Management

Money Management Settings

 

Money Management also automatically sorts all transactions into categories like shopping, food and dining, bills and utilities, home, travel and many more to provide a handy visual showing of where and how your money is spent. The accurate categorizing means less time manually entering data and more time for everything else.

From there, you can set monthly budgets for each spending category. Money Management allows you to build your own budget from scratch, entering the amounts you want to spend on each category. Even easier, let Money Management automatically set your budgets for you. It will analyze your spending habits and set target budgets for you. You can also manually edit any of your automatic budget thresholds at any time.

With accounts imported and a budget set, you can now leverage a powerful reporting tool that gives you important notifications on the go: Alerts. Toggle alerts to be sent when you are projected to exceed your budget for the month and/or one if you actually do go over budget. You can receive account balance, large expense or large deposit alerts or even get debt payment reminders. Money management can even alert you when you have been charged a fee. You decide what to be notified of and how. Your email address will be the default method, but enter your mobile phone number directly into Money Management, and you can receive text alerts in addition to or instead of email.

The helpful trends section allows you to track how your spending in specific categories has changed over a period of time. Is your shopping on the rise? Making an effort to eating out less often? Take a look at how things have changed over the past 3, 6, 9 or 12 months. Get a convenient look at your trends in graphical or spreadsheet form. Then use that information to help inform your spending decisions.

That’s not all. Money Management also has plenty of additional features to help round out your entire financial forecast, including:

  • See your cash flow over time.
  • Set and track your most important savings, debt and retirement goals.
  • Easily calculate your net worth.
  • Manage debts and track your payoffs.
  • Receive email and/or text alerts for payment reminders, balance thresholds, budget warnings and more.

Log in to online banking and get started with the financial management tool made just for you.

CoastHills Credit Union is a full-service financial institution with 12 Central Coast locations throughout Santa Barbara and San Luis Obispo counties.

FAQs

Your questions answered


Your PIN number is 1234 and the last four digits of the primary account holder's Social Security Number.

A CoastHills Member Services Officer at any of our 12 Central Coast locations can assist you with a wire transfer. To get started, you'll need the following information:

About you and the transaction - 
Your name and 13-digit account number

About the receiving bank - 
Financial institution name, address and routing number.

For transfers to CoastHills, please use the following information:

CoastHills Credit Union
1075 E Betteravia Rd
Santa Maria, CA 93454

CoastHills Routing Number: 322270822

You can easily sign up for eStatements from both Online and Mobile Banking. 

After logging in, select Additional Services then eStatements. From there, you'll click Enrollment at the top of the page, select Electronic then Submit. Review the eSign Agreement then select I Agree at the bottom of the page. 

While we are currently not offering Zelle or any other P2P payment solution through our Online and Mobile Banking platform, you can easily download any P2P payment app separately and link your CoastHills account to start sending and receiving money through your phone.  

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Here to help

No matter your inquiry, give us a call at (805) 733-7600, or use one of our other convenient contact methods.